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Business loans.
Fast, simple & easy.

1st estimate in 10m, full analysis under 48h hours.
Transparent rates.
Tailored to the self-employed.

Test your eligibility in 30 seconds thanks to mozzeno & Accountable

I want to receive 7,000

5,000 € 50,000 €

over a period of 12 months

6 months 48 months
Check rates & eligibility on mozzeno No commitment Entirely free
mozzeno & Accountable unite to
help self-employed professionals
grow their businesses
all-you-need
All you need

All your professional needs covered

Investment: vehicle, machine, building
Financing of current expenses & working capital
Cash advance on working capital
for-everyone
For Everyone

Transparent eligibility conditions

For everyone, incl. part time & limited companies
Minimum 3 years in activity as a business
Loan tied to the reimbursement capacity, not on minimum turnover
self-employed
Tailored to the self-employed

Business loans made simple

Risks and conditions clearly exposed
We help you with all tax impacts
A team available to answer your questions


Start on
Accountable now

Your finances as self-employed,
simply better

Start for free
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FAQ

How does Accountable help me to get a business loan as self-employed?

- With Accountable, you are in complete control of your finances: you know exactly what you earn net, what you should provision for taxes, and, last but not least, what you can afford to spend.

- Should you need more money to grow your business than what you have available, we help you get a business loan. In this aim, we identify partners that can reliably lend you money.

- One of them is mozzeno, as you can see. You can already see online what you can expect to borrow and we make sure our users' questions to mozzeno's team are fast- tracked.

- Last but not least, our Customer Success team is available to answer your questions regarding loans.

Why is Accountable partnering with mozzeno to offer loans?

We are reviewing the offers available on the market and we already identified one, by mozzeno. We like their collaborative approach and the fact that they give fast answers. Why would you have to wait to grow your business?

What are the costs involved?

Accountable does not charge anything related to business loans. We do not charge either for answering your questions, be they relative to your credit as a self-employed or the deductibility of financial charges.

Accountable and mozzeno are two distinct entities. Accountable is not liable for mozzeno performance, nor this cost structure.

What is a business loan?

A business loan is a loan that you make for your professional activity, as a self-employed.

Such loans can cover a variety of use-cases: support an investment (e.g. purchase of a machine, a vehicle, a building), or more generally improve your working capital (e.g. to face short-term working capital, late payments, etc.)

Loans to cover your personal consumption are not business loans and obey to a different regulation.

What are my options if I am a complementary self-employed?

There are no differences between complementary & full-time self-employed professionals when it comes to business loans.

As a complementary self-employed, you have the same rights to invest in your business as if you were full-time.

Who is eligible?

Any self-employed, full-time or complementary, natural person or in a BV/SRL. The only pre-requisite is 3 years of activity as a self-employed. Other than that, you may be eligible whatever your turnover is. What matters is your capacity to reimburse the loan.

How is a business loan taxed?

Business loans are not taxed: the money you get from the lender is not taxed. This is not revenue.

That said, interests from the loan are fully deductible if the loan is 100% applicable to your business, whatever the use of the funds (i.e. working capital, investment, etc.).

In other words, interest from your business loan will help decrease your taxable income, hence your taxes.

Contact us (mailto:[email protected]) for more info.

Do you offer support if I have questions about my loan?

Yes, of course!

Our team not only knows what to answer to your questions as a self-employed. They also know what you should know and will tell you exactly that! Last but not least, we don't speak jargon.

We are looking forward to answering your questions regarding access to credit.

Is Accountable sharing my personal data with mozzeno?

No, we do not share any personal data with any third party.

Your data is yours, and only yours. This is a core principle of Accountable and a value we stand for.