Automatically sync all your transactions<\/p>\n<\/li>\n
Classify each transaction so your bookkeeping stays up to date<\/p>\n<\/li>\n<\/ul>\n
How can you connect your bank account \u23ec <\/h4>\n
You can connect your bank account in two ways:<\/p>\n
From the Bank screen<\/b><\/p>\n Go to the blue \u201cBank Account\u201d<\/b> screen<\/p>\n<\/li>\n Select your bank under \u201cSelect a bank\u201d. <\/b>Use the search field if needed.<\/p>\n<\/li>\n<\/ol>\n From the Settings<\/b><\/p>\n Open Settings<\/b><\/p>\n<\/li>\n Go to Bank settings<\/b><\/p>\n<\/li>\n Click \u201cAdd new bank account\u201d<\/b><\/p>\n<\/li>\n<\/ol>\n \n With the Free plan you can:<\/p>\n Encode and classify unlimited income transactions<\/b><\/p>\n<\/li>\n Encode up to 5 expenses per month<\/b> (these will be included in your profit calculation)<\/p>\n<\/li>\n<\/ul>\n Tip:<\/b> Plan carefully which expenses you want to encode. The Free plan limits bookkeeping to 5 expenses per month<\/b>.<\/p>\n Classify an income \u23ec <\/p>\n Select the transaction<\/p>\n<\/li>\n Link it to an existing invoice or create a new invoice<\/p>\n<\/li>\n<\/ul>\n \n<\/td>\n Classify an expense \u23ec <\/p>\n Select the transaction<\/p>\n<\/li>\n Link it to an existing expense or create a new on<\/p>\n<\/li>\n<\/ul>\n With Accountable Banking<\/b>, you can open a business bank account directly in the app.<\/p>\n Accountable Banking allows you to:<\/p>\n Open a free business account with a Belgian IBAN<\/b><\/p>\n<\/li>\n Make and receive payments without leaving the app<\/p>\n<\/li>\n Automatically set aside money for VAT, taxes and other expenses<\/b> using Spaces<\/i><\/p>\n<\/li>\n Add your virtual debit card<\/b> to Apple Pay or Google Pay<\/p>\n<\/li>\n Manage both banking and bookkeeping in one place<\/b><\/p>\n<\/li>\n<\/ul>\n Most banking features are 100% free<\/b>, regardless of your Accountable plan. However, some operations may include fees charged by our banking partner Swan<\/b>, for example:<\/p>\n ATM withdrawals within SEPA:<\/b> approximately \u20ac1<\/p>\n<\/li>\n International transfers or non-EUR currencies:<\/b> fees depend on the amount and destination<\/p>\n<\/li>\n Physical debit card:<\/b> \u20ac7.50 (included for free in the MAX plan)<\/p>\n<\/li>\n<\/ul>\n You can start the process in two ways:<\/p>\n Click on the Accountable Banking banner<\/b> displayed in your account and follow the steps<\/p>\n Go to your settings, click on bank settings<\/b>, then on “Open your Accountable business account”<\/b>.<\/p>\n \n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n \n The following banking features are not included in the Free plan:<\/p>\n The Cash Available<\/b> feature, which shows how much money you can safely spend after setting aside taxes<\/p>\n<\/li>\n Unlimited expense transactions<\/b> beyond the 5 per month limit<\/p>\n<\/li>\n Connecting more than one bank account<\/b><\/p>\n<\/li>\n<\/ul>\n \n With the Free plan, you can create an unlimited number of invoices<\/b>.<\/p>\n To create an invoice:<\/p>\n Click on the \u201c+\u201d button<\/b> on your screen<\/p>\n<\/li>\n Select Create invoice<\/b><\/p>\n<\/li>\n Choose an existing client or create a new one<\/p>\n<\/li>\n Add an item from your catalogue or create a new item<\/p>\n<\/li>\n Preview the invoice<\/p>\n<\/li>\n Save it or send it directly<\/p>\n<\/li>\n<\/ol>\n \n<\/li>\n<\/ol>\n 2. Send an invoice by email or via Peppol<\/b> \n When sending an invoice, you can choose to send it:<\/p>\n By email<\/b><\/p>\n<\/li>\n Via Peppol<\/b><\/p>\n<\/li>\n Or both<\/b><\/p>\n<\/li>\n<\/ul>\n Accountable automatically checks:<\/p>\n Whether you are registered on Peppol<\/b><\/p>\n<\/li>\n Whether your client is registered on Peppol<\/b><\/p>\n<\/li>\n<\/ul>\n When sending an invoice by email, you can:<\/p>\n Edit the message<\/p>\n<\/li>\n Attach additional documents<\/p>\n<\/li>\n Save the message as a template for future invoices<\/p>\n<\/li>\n<\/ul>\n \n You can manage invoices quickly using swipe actions:<\/p>\n Swipe left<\/b> on an invoice to delete it<\/p>\n<\/li>\n Swipe right<\/b> on an invoice to send it (only available if the invoice has not been sent yet) or send a payment reminder if the invoice was sent but not paid. <\/p>\n<\/li>\n<\/ul>\n Installment invoices allow you to divide a project into multiple invoices<\/b>, making it easier for clients to pay large projects in stages while keeping your accounting organised.<\/p>\n 1. Create a new invoice and activate the Installments<\/b> option. \n<\/td>\n 2. Open the first invoice of the project and click Create next invoice<\/b>.<\/p>\n You can create:<\/p>\n Another partial invoice<\/b><\/p>\n<\/li>\n The final invoice<\/b><\/p>\n<\/li>\n<\/ul>\n \n<\/td>\n<\/tr>\n Repeat the process until the last installment is created.<\/p>\n \n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n With Accountable, you can generate a payment QR code<\/b> directly from the Revenue screen<\/b> to receive instant payments.<\/p>\n To do this:<\/p>\n Tap Add non-invoice revenue<\/b><\/p>\n<\/li>\n Enter the amount and details<\/p>\n<\/li>\n Select the bank account where you want to receive the payment<\/p>\n<\/li>\n<\/ol>\n Accountable will automatically generate a QR code containing the payment information<\/b>.<\/p>\n \n Your client can scan the QR code using their banking app to pay immediately. Once the payment is received, Accountable marks it as \u201cPayment received\u201d<\/b>, allowing you to save and register the revenue in seconds.<\/p>\n \n This is a fast and simple way to get paid quickly while keeping your accounting up to date<\/b>.<\/p>\n \n \n You can create a credit note in two ways:<\/p>\n Create a credit note from scratch<\/b><\/p>\n Click on the \u201c+\u201d button<\/b><\/p>\n<\/li>\n Select Credit note<\/b><\/p>\n<\/li>\n Add the client and the items you want to cancel<\/p>\n<\/li>\n<\/ol>\n \n<\/td>\n Create a credit note from an existing invoice<\/b><\/p>\n Open the invoice<\/p>\n<\/li>\n Click Edit<\/b><\/p>\n<\/li>\n Select the Credit note<\/b> option<\/p>\n<\/li>\n<\/ol>\n \n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n \n All these actions are available from the Revenue screen<\/b>.<\/p>\n \n Invoice customisation is limited in the Free plan.<\/p>\n You cannot:<\/p>\n Change the invoice language<\/p>\n<\/li>\n Modify fonts or colours<\/p>\n<\/li>\n Add custom terms and conditions<\/b><\/p>\n<\/li>\n Create quotes<\/b><\/p>\n<\/li>\n Create recurring invoices<\/b><\/p>\n<\/li>\n<\/ul>\n These features are available in paid plans.<\/p>\n \n To import an expense:<\/p>\n Go to the Expenses screen<\/b><\/p>\n<\/li>\n Click on the \u201c+\u201d button<\/b> in the bottom-right corner<\/p>\n<\/li>\n<\/ol>\n You will see several options:<\/p>\n Scan<\/b> (take a picture)<\/p>\n<\/li>\n Import a picture<\/b><\/p>\n<\/li>\n Import a document<\/b><\/p>\n<\/li>\n<\/ul>\n \n<\/td>\n \n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n Once uploaded, Accountable automatically analyses the document and pre-fills the expense details<\/b>.<\/p>\n All you need to do is:<\/p>\n Verify that the information is correct<\/p>\n<\/li>\n Link the payment if it exists<\/p>\n<\/li>\n<\/ul>\n \n<\/td>\n \n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n The Recurring Expenses<\/b> feature is useful for automatically recording regular payments<\/b>, such as:<\/p>\n Rent<\/p>\n<\/li>\n Insurance<\/p>\n<\/li>\n Phone bills<\/p>\n<\/li>\n Subscriptions<\/p>\n<\/li>\n<\/ul>\n When creating the first expense:<\/p>\n Click on the double arrow icon<\/b><\/p>\n<\/li>\n Choose the frequency<\/b><\/p>\n<\/li>\n Set the start and end date<\/b><\/p>\n<\/li>\n Choose whether to copy the same attachment<\/p>\n<\/li>\n<\/ol>\n\n
\n
![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2060720453\/86f814a4e69ae68dfb57b07a5a6b\/Group%2B1.png?expires=1778241600&signature=4245e2711c4e9b500e37965e320125ccf8b80d3acc1ba7945916ac0f8e3edb37&req=diAhFs58nYVaWvMW3nq%2BgeQqjmKBsBK2yixH%2F5ClDUMbOZx04a4uWfnKA%2FE%2F%0AKT7ZkbBtz2ROzi3dIjizavn9Ks0%3D%0A\")
<\/div>\n2. Classify transactions<\/h3>\n
\n
\n\n
\n \n \n
![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2175454684\/3d4d391a49fc7d4e0b510eadf48c\/screen-20260311-090100-1773212452005-ezgif_com-video-to-gif-converter.gif?expires=1778241600&signature=95aa52340f28db460d818d24a1e2ce8fdb3ecb27c6151d88933e6cb9f1abf8db&req=diEgE817mYdXXfMW3nq%2BgcdL7kETMl8MQdRkEEVPgSykdOBumtq31vqLo76X%0AV2QPX%2BLbsl%2BYo7akYKu5Cpfyv4E%3D%0A\")
<\/div>\n\n \n
![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2175450691\/0aaf6d4219821e581b3ba797a099\/screen-20260311-090039-1773212432121-ezgif_com-video-to-gif-converter.gif?expires=1778241600&signature=9ef1376c3d73f6c91a0bc648d616dedd8ce9e66d59e5ce7923ac05fc52f411cd&req=diEgE817nYdWWPMW3nq%2BgcqKlzqPp0viq1RS1H0IWq0e6F4QkNQGyjwjHzOr%0AfN6j3OO4VRteU9Ae7VhGF3dZg8M%3D%0A\")
<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n3. Open your free Accountable bank account<\/h3>\n
\n
\n
How to open an Accountable bank account<\/h4>\n
\n\n
\n \n ![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2194760048\/038b9f4ffca040a74dbe4f1d8eee\/Capture+d%E2%80%99e%CC%81cran+2026-03-24+a%CC%80+09_18_49.png?expires=1778241600&signature=77fb0e52cc92257181277c1e7e00a72467dd2428b07b6bd4f5a2d9fca5bdc5a3&req=diEuEs54nYFbUfMW3nq%2BgZCRHc1Uhqyo5Bilyac1wnPGrL4S%2BxT09ZmwsLfD%0AIBA%2Bjetq1Hgc3TB2j96cw8Gg9Zc%3D%0A\")
<\/div>\n<\/td>\n\n ![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2194762408\/57b2a1da3a70862470d5a4fe581d\/Capture+d%E2%80%99e%CC%81cran+2026-03-24+a%CC%80+09_20_03.png?expires=1778241600&signature=e153bc2ed24920148cebdd3ae19de4c6ec897da2d2a7bc765187be445283005a&req=diEuEs54n4VfUfMW3nq%2BgeLCme5XjQhqr0E%2Fu4up01SDweqOtrb01y2Z1Osn%0AWaD7oz%2Fkrrj4HXXzygaiWQSrTwA%3D%0A\")
<\/div>\n\u274c What\u2019s not available on the Free plan<\/h2>\n
\n
\ud83e\uddfe Revenues<\/b><\/h1>\n
\u2705 What you can do<\/h2>\n
\n
Create unlimited invoices <\/b><\/h3>\n
\n
![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2069304473\/e51acdad9480a0201aff6aa0b221\/screen-20260216-084826-1771224462759-ezgif_com-video-to-gif-converter.gif?expires=1778241600&signature=1925d8dc8518d24252b4608d0ee3d3c5e9b93248c80a545d2f9f7a8a64c4d9fd&req=diAhH8p%2BmYVYWvMW3nq%2BgVKYId8%2Bkc1ZNAyKJ%2BDebLsnJnU%2BxLA6LYfLXhW2%0A726dU0If3plkFE%2BZwR9obH3x4l8%3D%0A\")
<\/div>\n
\u200b
Using Peppol is free with Accountable. You can register, send and receive invoice without any limitation. <\/p>\n\n
\n
![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2077060151\/0fc8e5492918db1fbb1f44a5c754\/Capture+d%E2%80%99e%CC%81cran+2026-02-18+a%CC%80+09_18_41.png?expires=1778241600&signature=e2c1e76b9b30fc9b2486839340723935a079d6cb69d810faa61f721a3b20e080&req=diAgEcl4nYBaWPMW3nq%2BgUnIZvtrSDJOvX9dHklNPjyYPjfc3uEX3v%2Fnbwjz%0AWqq%2BE9AGjcxpf3nqDxNiO3RJhaA%3D%0A\")
<\/div>\n3. Edit the email message<\/h3>\n
\n
![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2077259963\/7d4c6d565bf716b07c05394f66ad\/Capture+d%E2%80%99e%CC%81cran+2026-02-18+a%CC%80+10_43_19.png?expires=1778241600&signature=2a590301cbb9e9b4ef7e14e221f270e9df79f9bbd096c26054cf2514320ba00d&req=diAgEct7lIhZWvMW3nq%2BgbcvILtIs%2FAL6K4DY%2FkcGOzgSzQdSMSyFDukNxWT%0AkmASdhWGy1Y7MzsmQd7dLYNA%2FeE%3D%0A\")
<\/div>\n4. Use shortcuts to send or delete invoices<\/h3>\n
\n
![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2077261370\/8b266cb36af6542e95382c14033f\/screen-20260218-092423-1771399453569-ezgif_com-video-to-gif-converter.gif?expires=1778241600&signature=274e7283b025b539ddfc59a42f882e58a05da291f475c85b3e058fe1666d775c&req=diAgEct4nIJYWfMW3nq%2BgQTsYuMxxSn7ez04dvG2IFH4AYotQuL0%2BzF8r2Pz%0A8fD9U37kzXknqDRF2e6muFIXrcw%3D%0A\")
<\/div>\n5. Create installment invoices<\/b><\/h3>\n
Here’s how you should do it \u23ec <\/h4>\n
\n\n
\n \n
Choose whether the installment should be calculated in percentage (%)<\/b> or amount (\u20ac)<\/b>, and define the value of the first invoice.<\/p>\n![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2081427361\/97d0f2f553cd5497f16e205681ac\/screen-20260218-114628-1771407970006-ezgif_com-video-to-gif-converter.gif?expires=1778241600&signature=02bcd638ce3c3ddcf7bb5b8252280a28e4a596b66a1d0ab2a75b049a6ef29fb7&req=diAvF818moJZWPMW3nq%2BgS1ss7dDXZlBPPx8QkHd8NCt%2BEjaDDvn7X%2Bomgvl%0Aowh8JmUbMFCQ17CUBzSyimLKqjU%3D%0A\")
<\/div>\n\n \n
![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2081436337\/718aac45c6e14c2881405b8a0042\/screen-20260218-114700-1771408002359-ezgif_com-video-to-gif-converter.gif?expires=1778241600&signature=264a7e9b969f5bc62544c4379062536ab27927e8a9321951e56fb775bb79fc3e&req=diAvF819m4JcXvMW3nq%2BgU%2BInXZeT3IgQwVj6C9aCCvOem4WNWlo5NM9iKm6%0A9AwrXGWm%2BoDxewUjQgkypp5iFuE%3D%0A\")
<\/div>\n\n \n ![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2081440969\/eb199338236ed91413e2a8087393\/screen-20260218-114850-1771408110228-ezgif_com-video-to-gif-converter.gif?expires=1778241600&signature=a6b6c9b72ed08a0d0e20bfa7efa6698623fee2b8bfe2a297ba195d4f79be850e&req=diAvF816nYhZUPMW3nq%2BgfTO91Ejo45qThadCrwpSr6JEWsJMjE7kXnmgZAC%0AvOwBJcQVm1hi%2FkMjELZqoHoQSGQ%3D%0A\")
<\/div>\n<\/td>\n\n 6. Add non invoice revenue and get paid by QR code<\/h3>\n
\n
![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2081443056\/462365403326c50a5f1d39d89a75\/screen-20260218-155008-1771422582117-ezgif_com-video-to-gif-converter.gif?expires=1778241600&signature=41873afd06f58514fd1a9feccb597ffee4dfffdce86114fb8ad0d9a7efd0fa51&req=diAvF816noFaX%2FMW3nq%2BgXcmnWbqvP56cWDxGTxvhV6qS14easg5A0OqXMH1%0A2PUsN0aUnTnzELnNZU%2BLBYCcs1U%3D%0A\")
<\/div>\n7. Issue a credit note<\/b><\/h3>\n
\n\n
\n \n \n
![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2077819588\/0fb88978e4407dd5b911af7999f3\/screen-20260218-093125-1771399861359-ezgif_com-video-to-gif-converter%2B-281-29.gif?expires=1778241600&signature=00c718da9d5f94661ce8c6cd2d1b80cfad4035188853bead3994ade27ea61b2e&req=diAgEcF%2FlIRXUfMW3nq%2BgfZ3tDnGgqynubmEaRQFEzZ32IKJprb4RR2rSjrz%0AOJu%2F5REviiNTpqht%2BzxQYFWorN0%3D%0A\")
<\/div>\n\n \n
![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2077819986\/04add96d3d4bce7ce56ef3b1681a\/screen-20260218-132258-1771413766978-ezgif_com-video-to-gif-converter.gif?expires=1778241600&signature=93e46f4af5f565b8a66ec265e2de3388f09ac946028868d92c0fbc882de0b9df&req=diAgEcF%2FlIhXX%2FMW3nq%2BgcIrh8CigRdVZN29IoSc2dK7nuxf3U%2BTNJdhqfdm%0AqmX0c7mqSAih7zfSi3XJ2zonf90%3D%0A\")
<\/div>\n\u274c What\u2019s not available<\/h2>\n
\n
\ud83e\uddfe Expenses<\/b><\/h1>\n
\u2705 What you can do<\/h2>\n
\n
Import an invoice and review it<\/h3>\n<\/li>\n<\/ol>\n
\n
\n
\n\n
\n \n ![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2118567870\/ae6e303a0881890d0ac0df696134\/Capture+d%E2%80%99e%CC%81cran+2026-03-02+a%CC%80+08_52_35.png?expires=1778241600&signature=a088d8663033b164b966082679543e170ff6265f6cacd5144758fa3f294bb5df&req=diEmHsx4molYWfMW3nq%2BgaBDG75GR8%2B1kwqjhvZr2Me9lOqihAW82oHskTpY%0AfcICYbsSmHeV3i5catKREIkasIQ%3D%0A\")
<\/div>\n\n ![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2118567969\/0ec1a38e87a65aefbaecd731aa17\/Capture+d%E2%80%99e%CC%81cran+2026-03-02+a%CC%80+08_53_19.png?expires=1778241600&signature=01079919e673c57a9948d3d743adc64cc561e696065b3dcc224304ce7c80d149&req=diEmHsx4mohZUPMW3nq%2BgaBiJ05ogwee7JckbONh8r2eZGYOH0xF6bNjnKwK%0AKSvfFC7fk8UKpVVMI1RF7xB1DoM%3D%0A\")
<\/div>\n\n
\n\n
\n \n ![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2118569018\/0edf9e196f215d3068a221dc35cc\/Capture+d%E2%80%99e%CC%81cran+2026-03-02+a%CC%80+08_53_30.png?expires=1778241600&signature=f418ddfd0c4b5cd6b62f2116f393c384ce3f2998742e4f49814910d7dde4f63e&req=diEmHsx4lIFeUfMW3nq%2BgaDq6LajS4CFepFXBqJ4Ke5ZHN41qivzqTs2NDrS%0A%2FWOyWC7m03uzM48c1rIz2Xilen4%3D%0A\")
<\/div>\n\n ![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2118569119\/f18e077be44d36e8a47d4f9f5664\/Capture+d%E2%80%99e%CC%81cran+2026-03-02+a%CC%80+08_53_44.png?expires=1778241600&signature=ee76ede5a080910548c003c47c2251944aff5cf7746ca867fc16427fb74ceda8&req=diEmHsx4lIBeUPMW3nq%2BgdYV7hdVz2LzM7jZKOogzfLxSwqp1V%2FBszReSC38%0AuPKYAc%2FQRUvZ15mVuU5zvnh14Go%3D%0A\")
<\/div>\n2. Add a recurring expense<\/h3>\n
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\n
\n\n
\n \n ![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2129964734\/bde1f3e4bf2afb1a25a61633088b\/Capture+d%E2%80%99e%CC%81cran+2026-03-05+a%CC%80+11_37_50.png?expires=1778241600&signature=45bc0938c7905f7e7bd84a697dc09158cee68603136fcc044c561f54969b5425&req=diElH8B4mYZcXfMW3nq%2BgfjnbGo2WDH5UOWQTexD7pC0lELJPzC5xIkwnlif%0ATjndD5XJwa89Cv2wFk8JhmTWHPY%3D%0A\")
<\/div>\n<\/td>\n\n