Automatically sync all your transactions<\/p>\n<\/li>\n
Classify each transaction so your bookkeeping stays up to date<\/p>\n<\/li>\n<\/ul>\n
How can you connect your bank account \u23ec <\/h4>\n
You can connect your bank account in two ways:<\/p>\n
From the Bank screen<\/b><\/p>\n Go to the blue \u201cBank Account\u201d<\/b> screen<\/p>\n<\/li>\n Select your bank under \u201cSelect a bank\u201d. <\/b>Use the search field if needed.<\/p>\n<\/li>\n<\/ol>\n From the Settings<\/b><\/p>\n Open Settings<\/b><\/p>\n<\/li>\n Go to Bank settings<\/b><\/p>\n<\/li>\n Click \u201cAdd new bank account\u201d<\/b><\/p>\n<\/li>\n<\/ol>\n \n With the Free plan you can:<\/p>\n Encode and classify unlimited income transactions<\/b><\/p>\n<\/li>\n Encode up to 5 expenses per month<\/b> (these will be included in your profit calculation)<\/p>\n<\/li>\n<\/ul>\n Tip:<\/b> Plan carefully which expenses you want to encode. The Free plan limits bookkeeping to 5 expenses per month<\/b>.<\/p>\n Classify an income \u23ec <\/p>\n Select the transaction<\/p>\n<\/li>\n Link it to an existing invoice or create a new invoice<\/p>\n<\/li>\n<\/ul>\n \n<\/td>\n Classify an expense \u23ec <\/p>\n Select the transaction<\/p>\n<\/li>\n Link it to an existing expense or create a new on<\/p>\n<\/li>\n<\/ul>\n With Accountable Banking<\/b>, you can open a business bank account directly in the app.<\/p>\n Accountable Banking allows you to:<\/p>\n Open a free business account with a Belgian IBAN<\/b><\/p>\n<\/li>\n Make and receive payments without leaving the app<\/p>\n<\/li>\n Automatically set aside money for VAT, taxes and other expenses<\/b> using Spaces<\/i><\/p>\n<\/li>\n Add your virtual debit card<\/b> to Apple Pay or Google Pay<\/p>\n<\/li>\n Manage both banking and bookkeeping in one place<\/b><\/p>\n<\/li>\n<\/ul>\n Most banking features are 100% free<\/b>, regardless of your Accountable plan. However, some operations may include fees charged by our banking partner Swan<\/b>, for example:<\/p>\n ATM withdrawals within SEPA:<\/b> approximately \u20ac1<\/p>\n<\/li>\n International transfers or non-EUR currencies:<\/b> fees depend on the amount and destination<\/p>\n<\/li>\n Physical debit card:<\/b> \u20ac7.50 (included for free in the MAX plan)<\/p>\n<\/li>\n<\/ul>\n You can start the process in two ways:<\/p>\n Click on the Accountable Banking banner<\/b> displayed in your account and follow the steps<\/p>\n Go to your settings, click on bank settings<\/b>, then on “Open your Accountable business account”<\/b>.<\/p>\n \n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n \n The following banking features are not included in the Free plan:<\/p>\n The Cash Available<\/b> feature, which shows how much money you can safely spend after setting aside taxes<\/p>\n<\/li>\n Unlimited expense transactions<\/b> beyond the 5 per month limit<\/p>\n<\/li>\n Connecting more than one bank account<\/b><\/p>\n<\/li>\n<\/ul>\n \n With the Free plan, you can create an unlimited number of invoices<\/b>.<\/p>\n To create an invoice:<\/p>\n Click on the \u201c+\u201d button<\/b> on your screen<\/p>\n<\/li>\n Select Create invoice<\/b><\/p>\n<\/li>\n Choose an existing client or create a new one<\/p>\n<\/li>\n Add an item from your catalogue or create a new item<\/p>\n<\/li>\n Preview the invoice<\/p>\n<\/li>\n Save it or send it directly<\/p>\n<\/li>\n<\/ol>\n \n<\/li>\n<\/ol>\n 2. Send an invoice by email or via Peppol<\/b> \n When sending an invoice, you can choose to send it:<\/p>\n By email<\/b><\/p>\n<\/li>\n Via Peppol<\/b><\/p>\n<\/li>\n Or both<\/b><\/p>\n<\/li>\n<\/ul>\n Accountable automatically checks:<\/p>\n Whether you are registered on Peppol<\/b><\/p>\n<\/li>\n Whether your client is registered on Peppol<\/b><\/p>\n<\/li>\n<\/ul>\n When sending an invoice by email, you can:<\/p>\n Edit the message<\/p>\n<\/li>\n Attach additional documents<\/p>\n<\/li>\n Save the message as a template for future invoices<\/p>\n<\/li>\n<\/ul>\n \n You can manage invoices quickly using swipe actions:<\/p>\n Swipe left<\/b> on an invoice to delete it<\/p>\n<\/li>\n Swipe right<\/b> on an invoice to send it (only available if the invoice has not been sent yet) or send a payment reminder if the invoice was sent but not paid. <\/p>\n<\/li>\n<\/ul>\n Installment invoices allow you to divide a project into multiple invoices<\/b>, making it easier for clients to pay large projects in stages while keeping your accounting organised.<\/p>\n 1. Create a new invoice and activate the Installments<\/b> option. \n<\/td>\n 2. Open the first invoice of the project and click Create next invoice<\/b>.<\/p>\n You can create:<\/p>\n Another partial invoice<\/b><\/p>\n<\/li>\n The final invoice<\/b><\/p>\n<\/li>\n<\/ul>\n \n<\/td>\n<\/tr>\n Repeat the process until the last installment is created.<\/p>\n \n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n With Accountable, you can generate a payment QR code<\/b> directly from the Revenue screen<\/b> to receive instant payments.<\/p>\n To do this:<\/p>\n Tap Add non-invoice revenue<\/b><\/p>\n<\/li>\n Enter the amount and details<\/p>\n<\/li>\n Select the bank account where you want to receive the payment<\/p>\n<\/li>\n<\/ol>\n Accountable will automatically generate a QR code containing the payment information<\/b>.<\/p>\n \n Your client can scan the QR code using their banking app to pay immediately. Once the payment is received, Accountable marks it as \u201cPayment received\u201d<\/b>, allowing you to save and register the revenue in seconds.<\/p>\n \n This is a fast and simple way to get paid quickly while keeping your accounting up to date<\/b>.<\/p>\n \n \n You can create a credit note in two ways:<\/p>\n Create a credit note from scratch<\/b><\/p>\n Click on the \u201c+\u201d button<\/b><\/p>\n<\/li>\n Select Credit note<\/b><\/p>\n<\/li>\n Add the client and the items you want to cancel<\/p>\n<\/li>\n<\/ol>\n \n<\/td>\n Create a credit note from an existing invoice<\/b><\/p>\n Open the invoice<\/p>\n<\/li>\n Click Edit<\/b><\/p>\n<\/li>\n Select the Credit note<\/b> option<\/p>\n<\/li>\n<\/ol>\n \n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n \n All these actions are available from the Revenue screen<\/b>.<\/p>\n \n Invoice customisation is limited in the Free plan.<\/p>\n You cannot:<\/p>\n Change the invoice language<\/p>\n<\/li>\n Modify fonts or colours<\/p>\n<\/li>\n Add custom terms and conditions<\/b><\/p>\n<\/li>\n Create quotes<\/b><\/p>\n<\/li>\n Create recurring invoices<\/b><\/p>\n<\/li>\n<\/ul>\n These features are available in paid plans.<\/p>\n \n To import an expense:<\/p>\n Go to the Expenses screen<\/b><\/p>\n<\/li>\n Click on the \u201c+\u201d button<\/b> in the bottom-right corner<\/p>\n<\/li>\n<\/ol>\n You will see several options:<\/p>\n Scan<\/b> (take a picture)<\/p>\n<\/li>\n Import a picture<\/b><\/p>\n<\/li>\n Import a document<\/b><\/p>\n<\/li>\n<\/ul>\n \n<\/td>\n \n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n Once uploaded, Accountable automatically analyses the document and pre-fills the expense details<\/b>.<\/p>\n All you need to do is:<\/p>\n Verify that the information is correct<\/p>\n<\/li>\n Link the payment if it exists<\/p>\n<\/li>\n<\/ul>\n \n<\/td>\n \n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n The Recurring Expenses<\/b> feature is useful for automatically recording regular payments<\/b>, such as:<\/p>\n Rent<\/p>\n<\/li>\n Insurance<\/p>\n<\/li>\n Phone bills<\/p>\n<\/li>\n Subscriptions<\/p>\n<\/li>\n<\/ul>\n When creating the first expense:<\/p>\n Click on the double arrow icon<\/b><\/p>\n<\/li>\n Choose the frequency<\/b><\/p>\n<\/li>\n Set the start and end date<\/b><\/p>\n<\/li>\n Choose whether to copy the same attachment<\/p>\n<\/li>\n<\/ol>\n\n
\n
![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2060720453\/86f814a4e69ae68dfb57b07a5a6b\/Group%2B1.png?expires=1774874700&signature=9f5ec9c3bdfdb8dcc0c05b17a7b484d6a074575b2f4d2bfcc23d8f4c979ba044&req=diAhFs58nYVaWvMW1HO4zQX5wZLbjQY6R5jq5oMWAAQBbIIuyaSnLpjBa8gM%0A4uFl%0A\")
<\/div>\n2. Classify transactions<\/h3>\n
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\n\n
\n \n \n
![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2175454684\/3d4d391a49fc7d4e0b510eadf48c\/screen-20260311-090100-1773212452005-ezgif_com-video-to-gif-converter.gif?expires=1774874700&signature=19a1ff6e7b064013d47083f769647751b93f4be56c5073e276326deb627890d2&req=diEgE817mYdXXfMW1HO4zcYyej2Vh9uwgPTJKcKcv4JzA9hV02CUIyqTjbeg%0APdIc%0A\")
<\/div>\n\n \n
![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2175450691\/0aaf6d4219821e581b3ba797a099\/screen-20260311-090039-1773212432121-ezgif_com-video-to-gif-converter.gif?expires=1774874700&signature=2b9626b21dde6efa1d75f100fa2aa7bf83be3b1ec424cbcff5ae581204ddf655&req=diEgE817nYdWWPMW1HO4zUyJNsuqzBE4ROFKEKi4Y0kduRxVXWhjeqMyaSrv%0AsO1t%0A\")
<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n3. Open your free Accountable bank account<\/h3>\n
\n
\n
How to open an Accountable bank account<\/h4>\n
\n\n
\n \n ![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2194760048\/038b9f4ffca040a74dbe4f1d8eee\/Capture+d%E2%80%99e%CC%81cran+2026-03-24+a%CC%80+09_18_49.png?expires=1774874700&signature=df2e8e91ba9a7ec943b2cb2f7ae6e594cb9c817fb96ae5f3f45aa8a498ce3e79&req=diEuEs54nYFbUfMW1HO4zbMTv8PkZAIFSvrcTAsGAeaJ5inNmmZ3nPRLmbr1%0AafeT%0A\")
<\/div>\n<\/td>\n\n ![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2194762408\/57b2a1da3a70862470d5a4fe581d\/Capture+d%E2%80%99e%CC%81cran+2026-03-24+a%CC%80+09_20_03.png?expires=1774874700&signature=5f5c588adfb3ead020128ec37f2ec05f48158b5faf850d3022a269226e741862&req=diEuEs54n4VfUfMW1HO4zdS35LI1Egse7L1mLDv%2FD09t3Ioqp1mCb5ogQ4CA%0A%2Boh3%0A\")
<\/div>\n\u274c What\u2019s not available on the Free plan<\/h2>\n
\n
\ud83e\uddfe Revenues<\/b><\/h1>\n
\u2705 What you can do<\/h2>\n
\n
Create unlimited invoices <\/b><\/h3>\n
\n
![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2069304473\/e51acdad9480a0201aff6aa0b221\/screen-20260216-084826-1771224462759-ezgif_com-video-to-gif-converter.gif?expires=1774874700&signature=eff776d1fc0b6d64ab54e35ecce7acd1e4e3f7f06bfefd1c58e24c10979eedcd&req=diAhH8p%2BmYVYWvMW1HO4zaqhnk32%2BhB847LpYzP6bc%2BEGZVoPlcTcYU6l0N6%0A4seU%0A\")
<\/div>\n
\u200b
Using Peppol is free with Accountable. You can register, send and receive invoice without any limitation. <\/p>\n\n
\n
![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2077060151\/0fc8e5492918db1fbb1f44a5c754\/Capture+d%E2%80%99e%CC%81cran+2026-02-18+a%CC%80+09_18_41.png?expires=1774874700&signature=539fe63a64de8eeb254e7cb9e9200babd5691023ce2b3c9da7193addb24a11fb&req=diAgEcl4nYBaWPMW1HO4zbRqmFKqpIrIGnwTZ9Pl5AnKoZ1phOuyzPJraMTm%0ASK7p%0A\")
<\/div>\n3. Edit the email message<\/h3>\n
\n
![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2077259963\/7d4c6d565bf716b07c05394f66ad\/Capture+d%E2%80%99e%CC%81cran+2026-02-18+a%CC%80+10_43_19.png?expires=1774874700&signature=730cfa00e9940282953407d52f4a2c0b98b2abde5bfff9ebf2bc3a5e5e5b8bf2&req=diAgEct7lIhZWvMW1HO4zRzHiw8rdUwGGAKq%2FZWjhAZcMlB9HP81h%2BVASkhN%0AVXoq%0A\")
<\/div>\n4. Use shortcuts to send or delete invoices<\/h3>\n
\n
![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2077261370\/8b266cb36af6542e95382c14033f\/screen-20260218-092423-1771399453569-ezgif_com-video-to-gif-converter.gif?expires=1774874700&signature=1adfc9fb52d7601eb6f182d3c43e20038e51b301c7d918c2a61a24b9dc17fe6a&req=diAgEct4nIJYWfMW1HO4zcQ0YDLMLz3MEVavv%2BIuTP56fEi9%2BecD3XjmmPVK%0AmGWs%0A\")
<\/div>\n5. Create installment invoices<\/b><\/h3>\n
Here’s how you should do it \u23ec <\/h4>\n
\n\n
\n \n
Choose whether the installment should be calculated in percentage (%)<\/b> or amount (\u20ac)<\/b>, and define the value of the first invoice.<\/p>\n![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2081427361\/97d0f2f553cd5497f16e205681ac\/screen-20260218-114628-1771407970006-ezgif_com-video-to-gif-converter.gif?expires=1774874700&signature=6959403c90df4ecfbc0afb0be721aca33ca519a50a03beb815c9c14de2c47821&req=diAvF818moJZWPMW1HO4zaW%2Fhz76HJP0tLrjcWOMxoP5zsVnLUyELux5KgTG%0AlXyB%0A\")
<\/div>\n\n \n
![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2081436337\/718aac45c6e14c2881405b8a0042\/screen-20260218-114700-1771408002359-ezgif_com-video-to-gif-converter.gif?expires=1774874700&signature=c3d8875a861dee1a5f737fb8253123a0e39250338e1f997d496dfc4869159b69&req=diAvF819m4JcXvMW1HO4zahhOPTFgxCMgpoBkNIAfzx78lmoYi4UcchmwUbg%0A28W%2F%0A\")
<\/div>\n\n \n ![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2081440969\/eb199338236ed91413e2a8087393\/screen-20260218-114850-1771408110228-ezgif_com-video-to-gif-converter.gif?expires=1774874700&signature=e8a03d089667a9c0f88d66aeb9e160899762b735f18fab00337d9b1ef43747a5&req=diAvF816nYhZUPMW1HO4zSyCpDGeIFvXphQXMNVfFINV7dxMtG5D%2F%2F93%2BFsa%0A8%2FFW%0A\")
<\/div>\n<\/td>\n\n 6. Add non invoice revenue and get paid by QR code<\/h3>\n
\n
![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2081443056\/462365403326c50a5f1d39d89a75\/screen-20260218-155008-1771422582117-ezgif_com-video-to-gif-converter.gif?expires=1774874700&signature=5ed9fa1f7fd20f0b05d4d43d1ca3259ef9f6e3428b45c57cde1a5f85a86e6eb0&req=diAvF816noFaX%2FMW1HO4zc0OGTXXvDXlpeDJs5Ed%2BfrEOZ7prbNdGx10TrGT%0AhfXY%0A\")
<\/div>\n7. Issue a credit note<\/b><\/h3>\n
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![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2077819588\/0fb88978e4407dd5b911af7999f3\/screen-20260218-093125-1771399861359-ezgif_com-video-to-gif-converter%2B-281-29.gif?expires=1774874700&signature=38113bb3bb1b7b2d560741011767b287155af9415a10eb56dfd34f1a3479be33&req=diAgEcF%2FlIRXUfMW1HO4zbT1eF0eoXVxaJTH3qLSbzvQXoKpjsl9tlduQnuT%0AnY3A%0A\")
<\/div>\n\n \n
![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2077819986\/04add96d3d4bce7ce56ef3b1681a\/screen-20260218-132258-1771413766978-ezgif_com-video-to-gif-converter.gif?expires=1774874700&signature=a3253ea203c1334248a8f118c38250c50aed6fd508453b6afa5edde6fcc44372&req=diAgEcF%2FlIhXX%2FMW1HO4zZDq5QGhWHUummC%2Bgy0MaV4JJ6RCT2rk7tkg4B7Z%0AQz7j%0A\")
<\/div>\n\u274c What\u2019s not available<\/h2>\n
\n
\ud83e\uddfe Expenses<\/b><\/h1>\n
\u2705 What you can do<\/h2>\n
\n
Import an invoice and review it<\/h3>\n<\/li>\n<\/ol>\n
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\n
\n\n
\n \n ![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2118567870\/ae6e303a0881890d0ac0df696134\/Capture+d%E2%80%99e%CC%81cran+2026-03-02+a%CC%80+08_52_35.png?expires=1774874700&signature=8c08dd8f7a86cd7abe5c0c97480f37ceb426c85aed8fd1d0679e8d9bf40d5ab3&req=diEmHsx4molYWfMW1HO4zQ%2BEbprh5g3APyEI8cFP8KVeqeiZSk2HuaT6M1yk%0AGjuH%0A\")
<\/div>\n\n ![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2118567969\/0ec1a38e87a65aefbaecd731aa17\/Capture+d%E2%80%99e%CC%81cran+2026-03-02+a%CC%80+08_53_19.png?expires=1774874700&signature=626056c156be7a22b5221156a25422d93c0f3c5df1dd7b1aed725e1f368b9c95&req=diEmHsx4mohZUPMW1HO4zXu0UkZldudUyYafjvfonoPvCN4ptZY0eIEsM9OO%0ADHfW%0A\")
<\/div>\n\n
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\n \n ![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2118569018\/0edf9e196f215d3068a221dc35cc\/Capture+d%E2%80%99e%CC%81cran+2026-03-02+a%CC%80+08_53_30.png?expires=1774874700&signature=17ab2ca1afa2cadf47bd9ffb21eba71960b7da568092c677bd917b6db4fcc91e&req=diEmHsx4lIFeUfMW1HO4zaC603SCgPRyvE4RyS6zJ0QSXNOd%2ByDbpltA9A%2BO%0AHMZn%0A\")
<\/div>\n\n ![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2118569119\/f18e077be44d36e8a47d4f9f5664\/Capture+d%E2%80%99e%CC%81cran+2026-03-02+a%CC%80+08_53_44.png?expires=1774874700&signature=5eb1090ce438b0a853355b92e6e87bdf759c9dc8b4586089d515adfbbf9f35b0&req=diEmHsx4lIBeUPMW1HO4zRMs%2FZuueWkx12s96nFMQzllbryAPz1qMN96l19Y%0AUMp1%0A\")
<\/div>\n2. Add a recurring expense<\/h3>\n
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\n \n ![](\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2129964734\/bde1f3e4bf2afb1a25a61633088b\/Capture+d%E2%80%99e%CC%81cran+2026-03-05+a%CC%80+11_37_50.png?expires=1774874700&signature=f0965db11488882c9f6596a409fd8f8d2733f9ea8b88e0d92a75c36ec5f7c0bf&req=diElH8B4mYZcXfMW1HO4zWx9vJYMKGktbNbyIoRZKAMCWvT0Lq8fL4SnYs8K%0A203e%0A\")
<\/div>\n<\/td>\n\n