{"id":30586,"date":"2026-08-20T12:43:18","date_gmt":"2026-08-20T10:43:18","guid":{"rendered":"https:\/\/www.accountable.eu\/help-center\/what-are-the-fees-for-tap-to-pay\/"},"modified":"2026-08-24T17:26:44","modified_gmt":"2026-08-24T15:26:44","slug":"what-are-the-fees-for-tap-to-pay","status":"publish","type":"help_center","link":"https:\/\/www.accountable.eu\/en-be\/help-center\/what-are-the-fees-for-tap-to-pay\/","title":{"rendered":"What are the fees for Tap to Pay?"},"content":{"rendered":"<h2 class=\"font-degular\" id=\"h_81daf9fa8b\">The fee you&#8217;ll pay most of the time<\/h2>\n<p class=\"no-margin font-inter\">The vast majority of payments you receive come from regular consumer cards issued in Europe. For these, the fee is:<\/p>\n<ul>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\"><b>\u26a0\ufe0f Users who activated Tap To Pay before 12.08.2026: European Economic Area-issued Visa &amp; Mastercard (consumer cards) <\/b>\u20ac0.12 + <b>1.1%<\/b> of the transaction amount (excluding VAT)<\/p>\n<ul>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\">Users who activated before 12.08.2026 will automatically switch over to the new pricing on the 10.10.2026<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\"><b>\u203c\ufe0f Users who activated Tap To Pay after 12.08.2026:<\/b> <b>European Economic Area-issued Visa &amp; Mastercard (consumer cards) <\/b>1.35% of the transaction amount (excluding VAT)<\/p>\n<\/li>\n<\/ul>\n<p class=\"no-margin font-inter\">These are the everyday Visa and Mastercard cards issued to individuals within the EEA, the cards your customers tap with day to day.<\/p>\n<p class=\"no-margin font-inter\">\n<h1 class=\"font-degular\" id=\"h_3b7f1c9a02\">When a different fee applies<\/h1>\n<p class=\"no-margin font-inter\">In rarer cases, a higher fee of <b>2,6% + 0.20\u20ac<\/b> (excluding VAT) applies. This is the case for:<\/p>\n<ul>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\">consumer cards issued <b>outside the EEA<\/b><\/p>\n<\/li>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\"><b>commercial cards<\/b> (business credit or debit cards), whether issued inside or outside the EEA<\/p>\n<\/li>\n<\/ul>\n<p class=\"no-margin font-inter\">In short: whenever the card isn&#8217;t a standard European consumer card, the \u20ac0.20 + 2.6% rate applies.<\/p>\n<p class=\"no-margin font-inter\">\u200b<\/p>\n<h1 class=\"font-degular\" id=\"h_174de62902\">Do these fees include VAT?<\/h1>\n<p class=\"no-margin font-inter\">No. All fees listed above <b>exclude VAT<\/b>.<\/p>\n<p class=\"no-margin font-inter\">VAT may be added where applicable according to local tax rules.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you accept payments using Tap to Pay, a small processing fee is applied to each transaction. \ud83d\udcb3<\/p>\n","protected":false},"featured_media":0,"template":"","help_label":[523,559],"class_list":["post-30586","help_center","type-help_center","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What are the fees for Tap to Pay? 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