{"id":30845,"date":"2026-08-20T12:43:58","date_gmt":"2026-08-20T10:43:58","guid":{"rendered":"https:\/\/www.accountable.eu\/help-center\/what-are-the-banking-functionalities-and-fees-for-accountable-banking\/"},"modified":"2026-08-24T17:27:39","modified_gmt":"2026-08-24T15:27:39","slug":"what-are-the-banking-functionalities-and-fees-for-accountable-banking","status":"publish","type":"help_center","link":"https:\/\/www.accountable.eu\/en-be\/help-center\/what-are-the-banking-functionalities-and-fees-for-accountable-banking\/","title":{"rendered":"What are the banking functionalities and fees for Accountable Banking?"},"content":{"rendered":"

The Accountable Banking professional account is 100% free, available in every Accountable plan. Furthermore, most of the functionalities of Accountable Banking are free as well, except for a few international operations. <\/p>\n

\n

Below, you will find a full list of functionalities and fees for Accountable Banking:<\/p>\n

\n

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Functionality<\/b><\/p>\n<\/td>\n

\n

Fee<\/b><\/p>\n<\/td>\n<\/tr>\n

\n

Monthly fee<\/p>\n<\/td>\n

\n

\u20ac0<\/p>\n<\/td>\n<\/tr>\n

\n

Virtual debit card (Apple\/Google pay)<\/p>\n<\/td>\n

\n

\u20ac0<\/p>\n<\/td>\n<\/tr>\n

\n

Physical debit card<\/p>\n<\/td>\n

\n

\u20ac0 in the Max plan (otherwise \u20ac7.50)<\/p>\n<\/td>\n<\/tr>\n

\n

Standing orders<\/p>\n<\/td>\n

\n

\u20ac0<\/p>\n<\/td>\n<\/tr>\n

\n

Scheduled transfers<\/p>\n<\/td>\n

\n

\u20ac0<\/p>\n<\/td>\n<\/tr>\n

\n

Domestic transfers (incoming + outgoing)<\/p>\n<\/td>\n

\n

\u20ac0<\/p>\n<\/td>\n<\/tr>\n

\n

Transfers (incoming + outgoing) within the SEPA zone (see below) <\/p>\n<\/td>\n

\n

\u20ac0<\/p>\n<\/td>\n<\/tr>\n

\n

Instant transfers<\/p>\n<\/td>\n

\n

\u20ac0<\/p>\n<\/td>\n<\/tr>\n

\n

Standing orders<\/p>\n<\/td>\n

\n

\u20ac0<\/p>\n<\/td>\n<\/tr>\n

\n

Direct debits<\/p>\n<\/td>\n

\n

\u20ac0<\/p>\n<\/td>\n<\/tr>\n

\n

ATM withdrawals within the SEPA zone<\/p>\n<\/td>\n

\n

\u20ac1 plus VAT<\/p>\n<\/td>\n<\/tr>\n

\n

Non-EUR transfers (see full list below)<\/p>\n<\/td>\n

\n

\u20ac5 + 0.6-5% of amount plus VAT<\/p>\n<\/td>\n<\/tr>\n

\n

ATM withdrawals outside the SEPA zone<\/p>\n<\/td>\n

\n

2% of the amount withdrawn plus VAT<\/p>\n<\/td>\n<\/tr>\n

\n

SEPA direct debit rejection<\/p>\n<\/td>\n

\n

\u20ac10<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

Countries within the SEPA zone<\/b><\/p>\n

Austria, Belgium, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Poland, Portugal, Romania, Serbia, Slovakia, Slovenia, Spain, and Sweden, Switzerland, the UK, San Marino, Vatican City, Andorra, Monaco, Iceland, Norway, and Liechtenstein. <\/p>\n

\n

Fees for incoming and outgoing credit transfers in foreign currencies<\/b><\/p>\n

\n\n\n\n\n\n\n\n
\n

Currency<\/b><\/p>\n<\/td>\n

\n

Fee<\/b><\/p>\n<\/td>\n<\/tr>\n

\n

PLN, HRK, HUF, CZK, RON, DKK,
NOK, CHF, CAD, SEK, GBP, USD,
NZD, AUD, EUR (via SWIFT)<\/p>\n<\/td>\n

\n

5\u20ac + 0.6%<\/p>\n<\/td>\n<\/tr>\n

\n

KES, PKR, MXN, INR, VND, MYR,
IDR, THB, PHP, HKD, BGN, LKR,
SGD, JPY<\/p>\n<\/td>\n

\n

5\u20ac + 1%<\/p>\n<\/td>\n<\/tr>\n

\n

UGX, ARS, NPR, EGP, TZS, BRL,
CNY, UAH, GEL, BDT, TRY, RUB,
KRW, AED, GHS<\/p>\n<\/td>\n

\n

5\u20ac + 2%<\/p>\n<\/td>\n<\/tr>\n

\n

BWP, UYU, FJD, COP, MAD, CRC,
CLP, ILS, ZAR, ZMW<\/p>\n<\/td>\n

\n

5\u20ac + 5%<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

Please note that the costs of card transactions<\/b> in foreign currencies are covered by us<\/p>\n","protected":false},"excerpt":{"rendered":"

The Accountable Banking professional account is 100% free, available in every Accountable plan. Furthermore, most of the functionalities of Accountable Banking are free as well, except for a few international operations. Below, you will find a full list of functionalities and fees for Accountable Banking: Functionality Fee Monthly fee \u20ac0 Virtual debit card (Apple\/Google pay) […]<\/p>\n","protected":false},"featured_media":0,"template":"","help_label":[523,541],"class_list":["post-30845","help_center","type-help_center","status-publish","hentry"],"acf":[],"yoast_head":"\nWhat are the banking functionalities and fees for Accountable Banking? - Accountable<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.accountable.eu\/en-be\/help-center\/what-are-the-banking-functionalities-and-fees-for-accountable-banking\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What are the banking functionalities and fees for Accountable Banking? - Accountable\" \/>\n<meta property=\"og:description\" content=\"The Accountable Banking professional account is 100% free, available in every Accountable plan. Furthermore, most of the functionalities of Accountable Banking are free as well, except for a few international operations. Below, you will find a full list of functionalities and fees for Accountable Banking: Functionality Fee Monthly fee \u20ac0 Virtual debit card (Apple\/Google pay) […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.accountable.eu\/en-be\/help-center\/what-are-the-banking-functionalities-and-fees-for-accountable-banking\/\" \/>\n<meta property=\"og:site_name\" content=\"Accountable\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-24T15:27:39+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.accountable.eu\\\/en-be\\\/help-center\\\/what-are-the-banking-functionalities-and-fees-for-accountable-banking\\\/\",\"url\":\"https:\\\/\\\/www.accountable.eu\\\/en-be\\\/help-center\\\/what-are-the-banking-functionalities-and-fees-for-accountable-banking\\\/\",\"name\":\"What are the banking functionalities and fees for Accountable Banking? - Accountable\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.accountable.eu\\\/en-be\\\/#website\"},\"datePublished\":\"2026-08-20T10:43:58+00:00\",\"dateModified\":\"2026-08-24T15:27:39+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.accountable.eu\\\/en-be\\\/help-center\\\/what-are-the-banking-functionalities-and-fees-for-accountable-banking\\\/#breadcrumb\"},\"inLanguage\":\"en-BE\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.accountable.eu\\\/en-be\\\/help-center\\\/what-are-the-banking-functionalities-and-fees-for-accountable-banking\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.accountable.eu\\\/en-be\\\/help-center\\\/what-are-the-banking-functionalities-and-fees-for-accountable-banking\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.accountable.eu\\\/en-be\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Help Center\",\"item\":\"https:\\\/\\\/www.accountable.eu\\\/en-be\\\/help-center\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"What are the banking functionalities and fees for Accountable Banking?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.accountable.eu\\\/en-be\\\/#website\",\"url\":\"https:\\\/\\\/www.accountable.eu\\\/en-be\\\/\",\"name\":\"Accountable\",\"description\":\"Your accountant and tax advisor on your smartphone\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.accountable.eu\\\/en-be\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.accountable.eu\\\/en-be\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-BE\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.accountable.eu\\\/en-be\\\/#organization\",\"name\":\"Accountable\",\"url\":\"https:\\\/\\\/www.accountable.eu\\\/en-be\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-BE\",\"@id\":\"https:\\\/\\\/www.accountable.eu\\\/en-be\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.accountable.eu\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/logo-512.png\",\"contentUrl\":\"https:\\\/\\\/www.accountable.eu\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/logo-512.png\",\"width\":512,\"height\":512,\"caption\":\"Accountable\"},\"image\":{\"@id\":\"https:\\\/\\\/www.accountable.eu\\\/en-be\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What are the banking functionalities and fees for Accountable Banking? - Accountable","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.accountable.eu\/en-be\/help-center\/what-are-the-banking-functionalities-and-fees-for-accountable-banking\/","og_locale":"en_US","og_type":"article","og_title":"What are the banking functionalities and fees for Accountable Banking? - Accountable","og_description":"The Accountable Banking professional account is 100% free, available in every Accountable plan. Furthermore, most of the functionalities of Accountable Banking are free as well, except for a few international operations. Below, you will find a full list of functionalities and fees for Accountable Banking: Functionality Fee Monthly fee \u20ac0 Virtual debit card (Apple\/Google pay) […]","og_url":"https:\/\/www.accountable.eu\/en-be\/help-center\/what-are-the-banking-functionalities-and-fees-for-accountable-banking\/","og_site_name":"Accountable","article_modified_time":"2026-08-24T15:27:39+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.accountable.eu\/en-be\/help-center\/what-are-the-banking-functionalities-and-fees-for-accountable-banking\/","url":"https:\/\/www.accountable.eu\/en-be\/help-center\/what-are-the-banking-functionalities-and-fees-for-accountable-banking\/","name":"What are the banking functionalities and fees for Accountable Banking? - Accountable","isPartOf":{"@id":"https:\/\/www.accountable.eu\/en-be\/#website"},"datePublished":"2026-08-20T10:43:58+00:00","dateModified":"2026-08-24T15:27:39+00:00","breadcrumb":{"@id":"https:\/\/www.accountable.eu\/en-be\/help-center\/what-are-the-banking-functionalities-and-fees-for-accountable-banking\/#breadcrumb"},"inLanguage":"en-BE","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.accountable.eu\/en-be\/help-center\/what-are-the-banking-functionalities-and-fees-for-accountable-banking\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.accountable.eu\/en-be\/help-center\/what-are-the-banking-functionalities-and-fees-for-accountable-banking\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.accountable.eu\/en-be\/"},{"@type":"ListItem","position":2,"name":"Help Center","item":"https:\/\/www.accountable.eu\/en-be\/help-center\/"},{"@type":"ListItem","position":3,"name":"What are the banking functionalities and fees for Accountable Banking?"}]},{"@type":"WebSite","@id":"https:\/\/www.accountable.eu\/en-be\/#website","url":"https:\/\/www.accountable.eu\/en-be\/","name":"Accountable","description":"Your accountant and tax advisor on your smartphone","publisher":{"@id":"https:\/\/www.accountable.eu\/en-be\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.accountable.eu\/en-be\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-BE"},{"@type":"Organization","@id":"https:\/\/www.accountable.eu\/en-be\/#organization","name":"Accountable","url":"https:\/\/www.accountable.eu\/en-be\/","logo":{"@type":"ImageObject","inLanguage":"en-BE","@id":"https:\/\/www.accountable.eu\/en-be\/#\/schema\/logo\/image\/","url":"https:\/\/www.accountable.eu\/wp-content\/uploads\/2026\/04\/logo-512.png","contentUrl":"https:\/\/www.accountable.eu\/wp-content\/uploads\/2026\/04\/logo-512.png","width":512,"height":512,"caption":"Accountable"},"image":{"@id":"https:\/\/www.accountable.eu\/en-be\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/www.accountable.eu\/en-be\/wp-json\/wp\/v2\/help_center\/30845","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.accountable.eu\/en-be\/wp-json\/wp\/v2\/help_center"}],"about":[{"href":"https:\/\/www.accountable.eu\/en-be\/wp-json\/wp\/v2\/types\/help_center"}],"version-history":[{"count":2,"href":"https:\/\/www.accountable.eu\/en-be\/wp-json\/wp\/v2\/help_center\/30845\/revisions"}],"predecessor-version":[{"id":32946,"href":"https:\/\/www.accountable.eu\/en-be\/wp-json\/wp\/v2\/help_center\/30845\/revisions\/32946"}],"wp:attachment":[{"href":"https:\/\/www.accountable.eu\/en-be\/wp-json\/wp\/v2\/media?parent=30845"}],"wp:term":[{"taxonomy":"help_label","embeddable":true,"href":"https:\/\/www.accountable.eu\/en-be\/wp-json\/wp\/v2\/help_label?post=30845"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}