{"id":31360,"date":"2026-08-21T14:24:19","date_gmt":"2026-08-21T12:24:19","guid":{"rendered":"https:\/\/www.accountable.eu\/help-center\/does-accountable-store-my-banking-credentials\/"},"modified":"2026-08-24T17:26:38","modified_gmt":"2026-08-24T15:26:38","slug":"does-accountable-store-my-banking-credentials","status":"publish","type":"help_center","link":"https:\/\/www.accountable.eu\/en-be\/help-center\/does-accountable-store-my-banking-credentials\/","title":{"rendered":"Does Accountable store my banking credentials?"},"content":{"rendered":"<p class=\"no-margin font-inter\">Accountable does <b>not<\/b> access or store your banking credentials.<\/p>\n<p class=\"no-margin font-inter\">\n<h2 class=\"font-degular\" id=\"h_793a1368e1\">How is access to my bank account managed?<\/h2>\n<p class=\"no-margin font-inter\">Since 2019, access to most bank accounts (except ING) is handled by our trusted partner <b>Budget Insight (now Powens)<\/b>.<\/p>\n<p class=\"no-margin font-inter\">Powens is a France-based company regulated under the European <b>PSD2 directive<\/b>. It is officially authorised by the French authority (<b>ACPR<\/b>) as a Third Party Provider (AISP &amp; PISP), meaning it meets strict security and compliance standards.<\/p>\n<p class=\"no-margin font-inter\">\ud83d\udc49 You can learn more about their security measures here:<br \/><a href=\"https:\/\/www.powens.com\/security-compliance\/\" target=\"_blank\" class=\"intercom-content-link font-inter\">https:\/\/www.powens.com\/security-compliance\/<\/a><\/p>\n<p class=\"no-margin font-inter\">\n<h2 class=\"font-degular\" id=\"h_638f03ec8b\">What about ING accounts?<\/h2>\n<p class=\"no-margin font-inter\">Access to ING accounts works differently.<\/p>\n<p class=\"no-margin font-inter\">Instead of using your banking credentials, access is granted through a signed paper mandate sent directly to ING. This means your credentials are <b>never stored or shared<\/b>.<\/p>\n<p class=\"no-margin font-inter\">\n<h2 class=\"font-degular\" id=\"h_d4598c4da1\">Why this matters<\/h2>\n<p class=\"no-margin font-inter\">Your security is a top priority. By relying on regulated partners and secure access methods, your sensitive banking information always remains protected.<\/p>\n<p class=\"no-margin font-inter\">\n<h2 class=\"font-degular\" id=\"h_efae053ca2\">Need more information?<\/h2>\n<p class=\"no-margin font-inter\">If you have any questions, our team is here to help via chat or email.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>No, your banking credentials are never stored<\/p>\n","protected":false},"featured_media":0,"template":"","help_label":[457,442],"class_list":["post-31360","help_center","type-help_center","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Does Accountable store my banking credentials? - Accountable<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.accountable.eu\/en-be\/help-center\/does-accountable-store-my-banking-credentials\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Does Accountable store my banking credentials? 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