{"id":37667,"date":"2026-10-31T02:33:25","date_gmt":"2026-10-31T01:33:25","guid":{"rendered":"https:\/\/www.accountable.eu\/help-center\/what-are-the-banking-functionalities-and-fees-for-accountable-banking-3\/"},"modified":"2026-10-31T02:33:25","modified_gmt":"2026-10-31T01:33:25","slug":"what-are-the-banking-functionalities-and-fees-for-accountable-banking-3","status":"publish","type":"help_center","link":"https:\/\/www.accountable.eu\/en-be\/help-center\/what-are-the-banking-functionalities-and-fees-for-accountable-banking-3\/","title":{"rendered":"What are the banking functionalities and fees for Accountable Banking?"},"content":{"rendered":"

The Accountable Banking<\/b> professional account is 100% free<\/b> and available in every Accountable plan. Most Accountable Banking features are also free, with the exception of a few international operations.<\/p>\n

\u200b<\/p>\n

Below is a full list of functionalities and fees for Accountable Banking:<\/p>\n

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Functionality<\/b><\/p>\n<\/td>\n

\n

Fee<\/b><\/p>\n<\/td>\n<\/tr>\n

\n

Monthly fee<\/p>\n<\/td>\n

\n

\u20ac0<\/p>\n<\/td>\n<\/tr>\n

\n

Virtual debit card (Apple Pay \/ Google Pay)<\/p>\n<\/td>\n

\n

\u20ac0<\/p>\n<\/td>\n<\/tr>\n

\n

Physical debit card<\/p>\n<\/td>\n

\n

\u20ac0 in the Max plan (otherwise \u20ac7.50)<\/p>\n<\/td>\n<\/tr>\n

\n

Scheduled transfers<\/p>\n<\/td>\n

\n

\u20ac0<\/p>\n<\/td>\n<\/tr>\n

\n

Standing orders<\/p>\n<\/td>\n

\n

\u20ac0<\/p>\n<\/td>\n<\/tr>\n

\n

Domestic transfers (incoming + outgoing)<\/p>\n<\/td>\n

\n

\u20ac0<\/p>\n<\/td>\n<\/tr>\n

\n

Transfers (incoming + outgoing) within the SEPA zone (see below)<\/p>\n<\/td>\n

\n

\u20ac0<\/p>\n<\/td>\n<\/tr>\n

\n

Instant transfers<\/p>\n<\/td>\n

\n

\u20ac0<\/p>\n<\/td>\n<\/tr>\n

\n

Direct debits<\/p>\n<\/td>\n

\n

\u20ac0<\/p>\n<\/td>\n<\/tr>\n

\n

ATM withdrawals within the SEPA zone<\/p>\n<\/td>\n

\n

\u20ac1 plus VAT<\/p>\n<\/td>\n<\/tr>\n

\n

Non-EUR transfers (see full list below)<\/p>\n<\/td>\n

\n

\u20ac5 + 0.6, 5% of amount plus VAT<\/p>\n<\/td>\n<\/tr>\n

\n

ATM withdrawals outside the SEPA zone<\/p>\n<\/td>\n

\n

2% of the amount withdrawn plus VAT<\/p>\n<\/td>\n<\/tr>\n

\n

SEPA direct debit rejection<\/p>\n<\/td>\n

\n

\u20ac10<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

Countries within the SEPA zone<\/b><\/p>\n

\u200b<\/p>\n

Austria, Belgium, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Poland, Portugal, Romania, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, the UK, San Marino, Vatican City, Andorra, Monaco, Iceland, Norway, and Liechtenstein.<\/p>\n

\u200b<\/p>\n

Fees for incoming and outgoing credit transfers in foreign currencies<\/b><\/p>\n

\n\n\n\n\n\n\n\n
\n

Currency<\/b><\/p>\n<\/td>\n

\n

Fee<\/b><\/p>\n<\/td>\n<\/tr>\n

\n

PLN, HRK, HUF, CZK, RON, DKK,
NOK, CHF, CAD, SEK, GBP, USD,
NZD, AUD, EUR (via SWIFT)<\/p>\n<\/td>\n

\n

\u20ac5 + 0.6%<\/p>\n<\/td>\n<\/tr>\n

\n

KES, PKR, MXN, INR, VND, MYR,
IDR, THB, PHP, HKD, BGN, LKR,
SGD, JPY<\/p>\n<\/td>\n

\n

\u20ac5 + 1%<\/p>\n<\/td>\n<\/tr>\n

\n

UGX, ARS, NPR, EGP, TZS, BRL,
CNY, UAH, GEL, BDT, TRY, RUB,
KRW, AED, GHS<\/p>\n<\/td>\n

\n

\u20ac5 + 2%<\/p>\n<\/td>\n<\/tr>\n

\n

BWP, UYU, FJD, COP, MAD, CRC,
CLP, ILS, ZAR, ZMW<\/p>\n<\/td>\n

\n

\u20ac5 + 5%<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

Note that Accountable covers the fees for card transactions<\/b> in foreign currencies.<\/p>\n

\u200b<\/p>\n

Need help? Chat with us or email support@accountable.eu, we’re happy to help.<\/p>\n","protected":false},"excerpt":{"rendered":"

A full overview of Accountable Banking features and fees, including SEPA transfers, ATM withdrawals, and foreign currency rates.<\/p>\n","protected":false},"featured_media":0,"template":"","help_label":[523,662],"class_list":["post-37667","help_center","type-help_center","status-publish","hentry"],"acf":[],"yoast_head":"\nWhat are the banking functionalities and fees for Accountable Banking? - Accountable<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.accountable.eu\/en-be\/help-center\/what-are-the-banking-functionalities-and-fees-for-accountable-banking-3\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What are the banking functionalities and fees for Accountable Banking? - Accountable\" \/>\n<meta property=\"og:description\" content=\"A full overview of Accountable Banking features and fees, including SEPA transfers, ATM withdrawals, and foreign currency rates.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.accountable.eu\/en-be\/help-center\/what-are-the-banking-functionalities-and-fees-for-accountable-banking-3\/\" \/>\n<meta property=\"og:site_name\" content=\"Accountable\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.accountable.eu\\\/en-be\\\/help-center\\\/what-are-the-banking-functionalities-and-fees-for-accountable-banking-3\\\/\",\"url\":\"https:\\\/\\\/www.accountable.eu\\\/en-be\\\/help-center\\\/what-are-the-banking-functionalities-and-fees-for-accountable-banking-3\\\/\",\"name\":\"What are the banking functionalities and fees for Accountable Banking? 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