{"id":37754,"date":"2026-10-31T02:34:45","date_gmt":"2026-10-31T01:34:45","guid":{"rendered":"https:\/\/www.accountable.eu\/help-center\/manage-links-between-expenses-and-bank-transactions-3\/"},"modified":"2026-10-31T02:34:45","modified_gmt":"2026-10-31T01:34:45","slug":"manage-links-between-expenses-and-bank-transactions-3","status":"publish","type":"help_center","link":"https:\/\/www.accountable.eu\/en-be\/help-center\/manage-links-between-expenses-and-bank-transactions-3\/","title":{"rendered":"Manage links between expenses and bank transactions"},"content":{"rendered":"<p class=\"no-margin font-inter\">Accountable normally matches your expenses to your bank transactions automatically. For this to work, automatic matching must be switched on for the bank account. It is on by default, but it is worth a quick check if matches are not appearing.<\/p>\n<p class=\"no-margin font-inter\">\u200b<\/p>\n<p class=\"no-margin font-inter\">This article also explains how to link or re-link a transaction yourself, handle split payments, and understand what linking does (and does not) affect.<\/p>\n<p class=\"no-margin font-inter\">\u200b<\/p>\n<h1 class=\"font-degular\" id=\"h_5d7e1c4066\">\u2705 How do I check that automatic matching is on?<\/h1>\n<p class=\"no-margin font-inter\">Go to your bank account settings and open the <b>Automatic matching<\/b> section. You will find two toggles: <b>Incoming payments<\/b> (for revenues) and <b>Outgoing payments<\/b> (for expenses). Make sure <b>Outgoing payments<\/b> is enabled so Accountable can match your expenses.<\/p>\n<p class=\"no-margin font-inter\">\u200b<\/p>\n<p class=\"no-margin font-inter\">Where to find it:<\/p>\n<ul>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\"><b>On web &amp; mobile:<\/b> Settings \u2192 Bank settings \u2192 select the bank account \u2192 Automatic matching.<\/p>\n<div class=\"intercom-container intercom-align-center\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2646807969\/f18b187adfd7e3c7f693b35d7dd9\/Capture%2Bd-E2-80-99e-CC-81cran%2B2026-08-28%2Ba-CC-80%2B11_07_03.png?expires=1793469600&amp;signature=a26028e4184ceb37891d9a9546baa003ced1c0c0e157b99aaeb393db5d50e8e7&amp;req=diYjEMF%2BmohZUPMW3nq%2BgV6EQ%2F11l05pxttqPLO9ejSx7Er8EC66eT1T%2FENn%0A3USPSGAsk4cszV5opcuRURV89z8%3D%0A\" width=\"430\" height=\"204\" style=\"height: auto\"><\/div>\n<\/li>\n<\/ul>\n<p class=\"no-margin font-inter\">Even with automatic matching on, Accountable can occasionally match incorrectly, or a transaction may not have been picked up yet. In that case, you can link (or re-link) it yourself.<\/p>\n<p class=\"no-margin font-inter\">\u200b<\/p>\n<h1 class=\"font-degular\" id=\"h_623e5ff98b\">\ud83d\udc49 How do I set the payment status?<\/h1>\n<p class=\"no-margin font-inter\">Open the expense and go to the <b>Payment<\/b> section. Every user has two options here:<\/p>\n<ul>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\">&#8220;Paid&#8221;<\/p>\n<\/li>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\">&#8220;Unpaid&#8221;<\/p>\n<\/li>\n<\/ul>\n<p class=\"no-margin font-inter\">You cannot manually select a &#8220;Pending&#8221; status. It is applied automatically by Accountable in specific cases (see below). This behaviour is the same on mobile and web.<\/p>\n<div class=\"intercom-container intercom-align-center\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2637227721\/12e2a53a3e8ba8467360a2453f57\/Capture%2Bd-E2-80-99e-CC-81cran%2B2026-08-28%2Ba-CC-80%2B11_07_35.png?expires=1793469600&amp;signature=a0bedcf18fa04531b8a38b79276d035a0a17043ef0ec68f3c6ee3a1cc1e3eaad&amp;req=diYkEct8moZdWPMW3nq%2Bgc5WUEP%2BipbFT4E%2Fw72S3hQPw50kQiNCnIzo%2FB5W%0AF%2BaOFbr1tL54AhalshgkNS%2Fg%2Fzw%3D%0A\" width=\"728\" height=\"332\" style=\"height: auto\"><\/div>\n<div class=\"intercom-interblocks-callout\" style=\"background-color: #feedaf80;border-color: #fbc91633\">\n<p class=\"no-margin font-inter\">\u2139\ufe0f A &#8220;Pending&#8221; status can appear on its own if a linked bank transaction hasn&#8217;t fully settled yet. This can happen with any connected bank account, not just Accountable Banking,it&#8217;s not something you set yourself.<\/p>\n<\/div>\n<div class=\"intercom-interblocks-callout\" style=\"background-color: #e3e7fa80;border-color: #334bfa33\">\n<p class=\"no-margin font-inter\"><b>For Accountable Banking users:<\/b> &#8220;Pending&#8221; also appears automatically when an expense is paid by direct debit (a SEPA mandate on your Accountable Banking account) and there&#8217;s no payment evidence yet. You&#8217;ll see a short explanatory note when this happens. Linking a transaction works exactly the same whatever status is shown.<\/p>\n<\/div>\n<p class=\"no-margin font-inter\">\u200b<\/p>\n<h1 class=\"font-degular\" id=\"h_6864887ada\">\ud83d\udc49 How do I link a bank transaction to an expense?<\/h1>\n<p class=\"no-margin font-inter\">The linking control lives in the <b>Payment<\/b> section, labelled <b>&#8220;How was this expense paid?&#8221;<\/b>. The flow differs slightly between mobile and web.<\/p>\n<p class=\"no-margin font-inter\">\u200b<\/p>\n<h2 class=\"font-degular\" id=\"h_fff8212155\">On mobile<\/h2>\n<ol>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\">Tap <b>&#8220;How was this expense paid?&#8221;<\/b>. A full-screen <b>&#8220;Link payments&#8221;<\/b> sheet opens.<\/p>\n<\/li>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\">Make sure <b>&#8220;Linked accounts&#8221;<\/b> is selected (the other options are &#8220;Cash&#8221; and &#8220;Paid by other account&#8221;).<\/p>\n<\/li>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\">Use the search bar and filters (main account, card, positive\/negative\u2026) to narrow the list.<\/p>\n<\/li>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\">Tick the right transaction, then tap <b>&#8220;Save&#8221;<\/b>.<\/p>\n<\/li>\n<\/ol>\n<p class=\"no-margin font-inter\">\u200b<\/p>\n<h2 class=\"font-degular\" id=\"h_8497e7d645\">On web<\/h2>\n<ol>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\">Click the <b>&#8220;How was this expense paid?&#8221;<\/b> field. A searchable list opens right inside the form.<\/p>\n<\/li>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\">Type to search (nothing shows until you do).<\/p>\n<\/li>\n<\/ol>\n<div class=\"intercom-interblocks-table-container\">\n<table role=\"presentation\" style=\"border: 1px solid #c6c9c0;border-radius: 6px;border-collapse: separate;border-spacing: 0\">\n<tbody>\n<tr>\n<td style=\"padding: 8px\">\n<div class=\"intercom-container intercom-align-center\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2637228992\/4ed6780fe3aec332c02d209996ed\/Capture%2Bd-E2-80-99e-CC-81cran%2B2026-08-28%2Ba-CC-80%2B10_33_09.png?expires=1793469600&amp;signature=fff8a6fbcadddd92c2f0e47e499dd0332aac8a93469304df90d61934378235f0&amp;req=diYkEct8lYhWW%2FMW3nq%2BgdPgD61jydsThnIJnthV86C7S%2Bn9SzVBh%2Bo0tfef%0AlPQo2QzbvCfxOeQg6Z8gv%2FWyloI%3D%0A\" width=\"734\" height=\"638\" style=\"height: auto\"><\/div>\n<\/td>\n<td style=\"border-left: 1px solid #c6c9c0;padding: 8px\">\n<div class=\"intercom-container intercom-align-center\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2637229274\/41b77b84269deb8ddbf56aa58d5c\/Capture%2Bd-E2-80-99e-CC-81cran%2B2026-08-28%2Ba-CC-80%2B11_08_41.png?expires=1793469600&amp;signature=63b505b4d0a0381b55dc51c404b53a1d8c4192a1b962c32433a4940258b95e06&amp;req=diYkEct8lINYXfMW3nq%2BgdrCWQXRfg5Mhl0iNO5pjN7Sf906RxhpCgVj0UWB%0AVwZQKEhvR23utTxN6QKCIQSfZL4%3D%0A\" width=\"752\" height=\"744\" style=\"height: auto\"><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div class=\"intercom-interblocks-callout\" style=\"background-color: #d7efdc80;border-color: #1bb15733\">\n<p class=\"no-margin font-inter\">\u2728 <b>Even faster &#8211; accept our suggestion.<\/b> When we spot a likely match, we show it as a card right in the expense, with the transaction&#8217;s details. Just tap\/click &#8220;Link&#8221; to confirm, or &#8220;Dismiss&#8221; to reject it. Accepting a suggestion also marks the expense as Paid. This works the same on mobile and web.<\/p>\n<\/div>\n<div class=\"intercom-interblocks-callout\" style=\"background-color: #e3e7fa80;border-color: #334bfa33\">\n<p class=\"no-margin font-inter\"><b>For Accountable Banking users (web):<\/b> if an expense is still unpaid and in euros, you&#8217;ll also see an &#8220;Add to basket&#8221; option. This is different from linking: instead of matching an existing transaction, it lets you actually pay the expense from your Accountable Banking account. Use linking to reconcile a payment that already happened; use &#8220;Add to basket&#8221; to make the payment.<\/p>\n<\/div>\n<p class=\"no-margin font-inter\">\u200b<\/p>\n<h1 class=\"font-degular\" id=\"h_2dba64b62e\">\ud83d\udd04 How do I unlink or change an existing link?<\/h1>\n<p class=\"no-margin font-inter\">Each linked transaction appears as a small card with a trash icon. Tap or click it to unlink. This works the same on mobile and web.<\/p>\n<p class=\"no-margin font-inter\">\u200b<\/p>\n<p class=\"no-margin font-inter\">To swap one transaction for another:<\/p>\n<ul>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\"><b>On mobile:<\/b> reopen the <b>&#8220;How was this expense paid?&#8221;<\/b> sheet. Your current transaction is already ticked. Untick it, tick the new one, and tap <b>&#8220;Save&#8221;<\/b>.<\/p>\n<\/li>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\"><b>On web:<\/b> first remove the current transaction using its trash icon, then reopen the field and pick the new one. Selecting a new transaction does not automatically remove the old one, so you need to delete it first.<\/p>\n<\/li>\n<\/ul>\n<p class=\"no-margin font-inter\">\u200b<\/p>\n<div class=\"intercom-container intercom-align-center\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2637230386\/3b3d27b4375acc14700dfebbb489\/Capture%2Bd-E2-80-99e-CC-81cran%2B2026-08-28%2Ba-CC-80%2B10_34_18.png?expires=1793469600&amp;signature=d70be444b2daafe8074a91dbd34ad414b22ec6167624b4b85d3da8a9247bfb51&amp;req=diYkEct9nYJXX%2FMW3nq%2BgX3kPA42%2FcjzYmvhu30e2KVLtqWtggTga6OGEoD0%0A%2Bu5Yvwl8AZvoZhHz8QX%2Bk1PQkA8%3D%0A\" width=\"738\" height=\"602\" style=\"height: auto\"><\/div>\n<p class=\"no-margin font-inter\">\u200b<\/p>\n<h1 class=\"font-degular\" id=\"h_2f78b9efc5\">\ud83d\udd0d Why can&#8217;t I find the right transaction?<\/h1>\n<p class=\"no-margin font-inter\">A few common reasons this happens:<\/p>\n<ul>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\">The transaction has not synced from your bank yet. This can take some time depending on your bank.<\/p>\n<\/li>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\">The bank account it came from is not connected to Accountable yet.<\/p>\n<\/li>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\">You have not searched yet. On web, you must type before results appear. On mobile, use the search bar and filters to widen the list.<\/p>\n<\/li>\n<\/ul>\n<p class=\"no-margin font-inter\">\u200b<\/p>\n<h1 class=\"font-degular\" id=\"h_eaa395b20a\">\ud83d\udcb3 Can I link more than one transaction to a single expense?<\/h1>\n<p class=\"no-margin font-inter\">You can link more than one bank transaction to a single expense (for example, an expense paid in two instalments). On both mobile and web, a progress bar shows how much is still &#8220;left to link&#8221;, when it is &#8220;fully linked&#8221;, and warns you if you have linked too much.<\/p>\n<p class=\"no-margin font-inter\">\u200b<\/p>\n<div class=\"intercom-container intercom-align-center\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/downloads.intercomcdn.com\/i\/o\/c9wnmh12\/2637231225\/89ba8819e8fb14632a1176e05e62\/Capture%2Bd-E2-80-99e-CC-81cran%2B2026-08-28%2Ba-CC-80%2B11_10_45.png?expires=1793469600&amp;signature=95b46ae87cbc25eeb71d29bcbabb6187ef6e9840f8ae95d7963f5eaa6ccafd98&amp;req=diYkEct9nINdXPMW3nq%2BgdSAN63%2BMANr05UXUzEUCACZU4DHs26Bu8xVc%2B4g%0A1LZENBA4GB7qJB7DhVZ21bPIVPI%3D%0A\" width=\"744\" height=\"596\" style=\"height: auto\"><\/div>\n<p class=\"no-margin font-inter\">\u200b<\/p>\n<h1 class=\"font-degular\" id=\"h_15f7c0efef\">\u26a0\ufe0f Does linking affect my expense&#8217;s status or my tax filing?<\/h1>\n<p class=\"no-margin font-inter\">Linking a transaction only updates your expense&#8217;s <b>paid status<\/b>. It has no effect on the deductibility of the expense or on your VAT\/tax declarations. Those are based on the invoice itself, not on whether it is linked to a transaction.<\/p>\n<p class=\"no-margin font-inter\">\u200b<\/p>\n<h1 class=\"font-degular\" id=\"h_b4a46fbdf7\">Key takeaways<\/h1>\n<ul>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\">Automatic matching is on by default. Check that <b>Outgoing payments<\/b> is enabled in your bank account&#8217;s Automatic matching settings if matches are not appearing.<\/p>\n<\/li>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\">You can always link, re-link, or unlink a transaction manually from the <b>Payment<\/b> section of any expense.<\/p>\n<\/li>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\">You can link multiple transactions to one expense for split or partial payments.<\/p>\n<\/li>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\">Linking a transaction only updates the paid status of your expense. It does not affect deductibility or your tax declarations.<\/p>\n<\/li>\n<\/ul>\n<hr>\n<p class=\"no-margin font-inter\">Need help? Chat with us or email <a href=\"mailto:support@accountable.eu\" target=\"_blank\" class=\"intercom-content-link font-inter\">support@accountable.eu<\/a>, we&#8217;re happy to help.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Learn how to link, unlink, or fix a bank transaction match on your expenses, check your automatic matching settings, and understand the &#8220;Pending&#8221;\u2026<\/p>\n","protected":false},"featured_media":0,"template":"","help_label":[565,571],"class_list":["post-37754","help_center","type-help_center","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Manage links between expenses and bank transactions - Accountable<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.accountable.eu\/en-be\/help-center\/manage-links-between-expenses-and-bank-transactions-3\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Manage links between expenses and bank transactions - 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