{"id":37886,"date":"2026-10-31T02:34:55","date_gmt":"2026-10-31T01:34:55","guid":{"rendered":"https:\/\/www.accountable.eu\/help-center\/does-accountable-store-my-banking-credentials-2\/"},"modified":"2026-10-31T02:34:55","modified_gmt":"2026-10-31T01:34:55","slug":"does-accountable-store-my-banking-credentials-2","status":"publish","type":"help_center","link":"https:\/\/www.accountable.eu\/en-be\/help-center\/does-accountable-store-my-banking-credentials-2\/","title":{"rendered":"Does Accountable store my banking credentials?"},"content":{"rendered":"

Accountable does not<\/b> access or store your banking credentials. This article explains how bank account access is managed, what happens with ING accounts, and why this matters for your security.<\/p>\n

\u200b<\/p>\n

How is access to my bank account managed?<\/h1>\n

Since 2019, access to most bank accounts (except ING) is handled by our trusted partner Budget Insight (now Powens)<\/b>.<\/p>\n

\u200b<\/p>\n

Powens is a France-based company regulated under the European PSD2 directive<\/b>. Powens is authorised by the French authority (ACPR<\/b>) as a Third Party Provider (AISP & PISP), meaning it meets strict security and compliance standards.<\/p>\n

\n

\ud83d\udc49 You can learn more about Powens’ security measures on their website: https:\/\/www.powens.com\/security-compliance\/<\/a><\/p>\n<\/div>\n

\u200b<\/p>\n

What about ING accounts?<\/h1>\n

Access to ING accounts works differently.<\/p>\n

\u200b<\/p>\n

Instead of using your banking credentials, access is granted through a signed paper mandate sent directly to ING. Your credentials are never stored or shared<\/b>.<\/p>\n

\u200b<\/p>\n

Why this matters<\/h1>\n

By relying on regulated partners and secure access methods, Accountable ensures your sensitive banking information stays protected at all times.<\/p>\n

\u200b<\/p>\n

Key takeaways<\/h1>\n
    \n
  • \n

    Accountable never accesses or stores your banking credentials.<\/p>\n<\/li>\n

  • \n

    Access to most bank accounts is handled by Powens<\/b>, a PSD2-regulated Third Party Provider authorised by the French ACPR<\/b>.<\/p>\n<\/li>\n

  • \n

    ING account access uses a signed paper mandate sent directly to ING, with no credentials stored or shared.<\/p>\n<\/li>\n

  • \n

    Your banking information is protected through regulated partners and secure access methods.<\/p>\n<\/li>\n<\/ul>\n

    Need help? Chat with us or email support@accountable.eu, we’re happy to help.<\/p>\n","protected":false},"excerpt":{"rendered":"

    No, your banking credentials are never stored<\/p>\n","protected":false},"featured_media":0,"template":"","help_label":[523,626],"class_list":["post-37886","help_center","type-help_center","status-publish","hentry"],"acf":[],"yoast_head":"\nDoes Accountable store my banking credentials? - Accountable<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.accountable.eu\/en-be\/help-center\/does-accountable-store-my-banking-credentials-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Does Accountable store my banking credentials? - Accountable\" \/>\n<meta property=\"og:description\" content=\"No, your banking credentials are never stored\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.accountable.eu\/en-be\/help-center\/does-accountable-store-my-banking-credentials-2\/\" \/>\n<meta property=\"og:site_name\" content=\"Accountable\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.accountable.eu\\\/en-be\\\/help-center\\\/does-accountable-store-my-banking-credentials-2\\\/\",\"url\":\"https:\\\/\\\/www.accountable.eu\\\/en-be\\\/help-center\\\/does-accountable-store-my-banking-credentials-2\\\/\",\"name\":\"Does Accountable store my banking credentials? 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