{"id":15627,"date":"2023-11-22T18:02:28","date_gmt":"2023-11-22T17:02:28","guid":{"rendered":"https:\/\/fix-blog.local\/blog\/guaranteed-income-insurance-self-employed\/"},"modified":"2023-11-22T18:02:28","modified_gmt":"2023-11-22T17:02:28","slug":"guaranteed-income-insurance-self-employed","status":"publish","type":"post","link":"https:\/\/www.accountable.eu\/en-be\/blog\/guaranteed-income-insurance-self-employed\/","title":{"rendered":"Guaranteed income insurance when you\u2019re self-employed: a must?"},"content":{"rendered":"\n

When you\u2019re self-employed, the last thing you want to be dealing with is illness or an accident. Thanks to your social contributions, you receive benefits from your health insurance fund if you can\u2019t work, but that\u2019s not always enough to cover all your costs. With guaranteed income insurance (also known as disability insurance), you receive an additional benefit that compensates for your loss of income when you\u2019re out of action.<\/strong><\/p>\n\n\n\n

What is guaranteed income?<\/strong><\/h2>\n\n\n\n

If your doctor gives you a sick note for 8 days or more, as a self-employed person, you receive a benefit from your health insurance fund during that period of incapacity for work. This amount isn\u2019t always enough, though, especially if the costs of your business continue.<\/p>\n\n\n\n

Enter guaranteed income insurance. This insurance helps bridge the gap between your sickness benefits and your usual income if you\u2019re incapacitated for a long time. Your guaranteed income kicks in after a pre-determined waiting period<\/strong>, for example, after 1 or 3 months.<\/p>\n\n\n\n

How much will I receive?<\/strong><\/h2>\n\n\n\n

The amount you receive depends on various factors, such as:<\/p>\n\n\n\n