{"id":30782,"date":"2026-08-20T12:43:55","date_gmt":"2026-08-20T10:43:55","guid":{"rendered":"https:\/\/www.accountable.eu\/help-center\/pourquoi-mon-virement-entrant-est-il-retarde\/"},"modified":"2026-08-24T17:27:29","modified_gmt":"2026-08-24T15:27:29","slug":"pourquoi-mon-virement-entrant-est-il-retarde","status":"publish","type":"help_center","link":"https:\/\/www.accountable.eu\/fr-be\/help-center\/pourquoi-mon-virement-entrant-est-il-retarde\/","title":{"rendered":"Pourquoi mon virement entrant est-il retard\u00e9 ?"},"content":{"rendered":"<p class=\"no-margin font-inter\">\n<h2 class=\"font-degular\" id=\"h_24b3addd68\">\ud83d\udca1 Pourquoi mon virement n\u2019est-il pas encore arriv\u00e9 ?<\/h2>\n<p class=\"no-margin font-inter\">Les virements au sein de la zone SEPA peuvent prendre plus ou moins de temps selon leur type et le pays d\u2019origine.<\/p>\n<p class=\"no-margin font-inter\">Si votre virement est indiqu\u00e9 comme <b>\u201cen attente\u201d<\/b>, cela signifie soit :<\/p>\n<ul>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\">qu\u2019il est encore en cours de traitement, soit<\/p>\n<\/li>\n<li class=\"font-inter\">\n<p class=\"no-margin font-inter\">qu\u2019il est en cours de v\u00e9rification avant d\u2019\u00eatre cr\u00e9dit\u00e9 sur votre compte.<\/p>\n<\/li>\n<\/ul>\n<p class=\"no-margin font-inter\">\n<h2 class=\"font-degular\" id=\"h_e06d27c329\">\ud83d\udcb3 D\u00e9lais de traitement habituels<\/h2>\n<p class=\"no-margin font-inter\"><b>\u2022 Virement SEPA classique (SCT)<\/b><br \/>1 \u00e0 5 jours ouvrables<br \/>(inclut le traitement par la banque \u00e9mettrice, le r\u00e9seau SEPA et d\u2019\u00e9ventuels contr\u00f4les)<\/p>\n<p class=\"no-margin font-inter\"><b>\u2022 Virement SEPA instantan\u00e9 (SCT Inst)<\/b><br \/>Quelques secondes (disponible 24\/7)<\/p>\n<p class=\"no-margin font-inter\"><b>\u2022 Virement international<\/b><br \/>variable selon la devise et les exigences r\u00e9glementaires<\/p>\n<p class=\"no-margin font-inter\">\n<h2 class=\"font-degular\" id=\"h_d27a28d4dd\">\u26a0\ufe0f Qu\u2019est-ce qui peut causer un retard ?<\/h2>\n<p class=\"no-margin font-inter\">Plusieurs raisons peuvent expliquer un d\u00e9lai suppl\u00e9mentaire :<\/p>\n<p class=\"no-margin font-inter\"><b>V\u00e9rification du virement<\/b><br \/>Le transfert peut \u00eatre soumis \u00e0 un contr\u00f4le de conformit\u00e9 avant d\u2019\u00eatre cr\u00e9dit\u00e9.<\/p>\n<p class=\"no-margin font-inter\"><b>Donn\u00e9es incorrectes<\/b><br \/>IBAN, nom ou montant erron\u00e9s.<\/p>\n<p class=\"no-margin font-inter\"><b>Jours de fermeture<\/b><br \/>Le r\u00e9seau SEPA est indisponible lors de certains jours f\u00e9ri\u00e9s bancaires. Les virements sont alors trait\u00e9s le jour ouvrable suivant.<\/p>\n<p class=\"no-margin font-inter\"><b>Virements internationaux<\/b><br \/>La conversion de devises et les r\u00e8gles locales peuvent rallonger les d\u00e9lais.<\/p>\n<p class=\"no-margin font-inter\">\n<h2 class=\"font-degular\" id=\"h_e37d04e548\">\ud83d\udc49 Que faire si votre virement est en retard ?<\/h2>\n<p class=\"no-margin font-inter\">Suivez ces \u00e9tapes :<\/p>\n<p class=\"no-margin font-inter\"><b>1. V\u00e9rifier les informations du virement<\/b><br \/>Assurez-vous que l\u2019exp\u00e9diteur a utilis\u00e9 le bon IBAN et votre nom complet.<\/p>\n<p class=\"no-margin font-inter\"><b>2. Demander une preuve de virement<\/b><br \/>Demandez \u00e0 l\u2019exp\u00e9diteur un justificatif bancaire confirmant l\u2019envoi.<\/p>\n<p class=\"no-margin font-inter\"><b>3. Lancer une recherche<\/b><br \/>Si le virement n\u2019arrive toujours pas, l\u2019exp\u00e9diteur doit demander une investigation aupr\u00e8s de sa banque.<\/p>\n<p class=\"no-margin font-inter\">\n<h2 class=\"font-degular\" id=\"h_cae1ce6fb9\">\ud83d\udc9c Besoin d\u2019aide ?<\/h2>\n<p class=\"no-margin font-inter\">Vous pouvez contacter notre \u00e9quipe support \u00e0 tout moment, nous serons ravis de vous aider.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cet article explique pourquoi un virement entrant peut prendre plus de temps que pr\u00e9vu et ce que vous pouvez faire dans ce cas.<\/p>\n","protected":false},"featured_media":0,"template":"","help_label":[524,539],"class_list":["post-30782","help_center","type-help_center","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pourquoi mon virement entrant est-il retard\u00e9 ? - Accountable<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.accountable.eu\/fr-be\/help-center\/pourquoi-mon-virement-entrant-est-il-retarde\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pourquoi mon virement entrant est-il retard\u00e9 ? 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