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What is Tap to Pay and who can use it?

Written by: Valesca Wilms

Updated on: August 24, 2026

Reading time: 2 minutes

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Overview

Tap to Pay (TTP) allows you to accept card payments directly on your smartphone, no additional card reader required.

Your phone becomes a payment terminal, enabling customers to simply tap their card or device (such as a smartphone or smartwatch) to complete a payment.

Who is eligible for Tap to Pay?

To use Tap to Pay, you need to meet the following requirements:

  • Accountable user based in Germany or Belgium

  • With an Accountable Banking account

Technical requirements

iOS🍏

  • iPhone XS or newer

  • iOS 15.4 or later

  • The latest version of the Accountable app installed

Android🤖

Your Android phone needs:

  • Android 13 or newer

  • A working NFC sensor (this is what reads the contactless card or phone)

  • A recent security update (from the past year)

  • The latest version of the Accountable app installed

ℹ️ Tap to Pay on Android works on phones only. Tablets aren't supported.

‼️ Important:
If your device doesn't meet these requirements, the Tap to Pay feature won't be visible in the app.

Who can use Tap to Pay?

Tap to Pay is available to all Accountable Banking users with a compatible device 📱

💡 Good to know

Tap to Pay is ideal for professionals who want to accept payments on the go, without needing additional hardware.

‼️ Important:

This feature is only available for accountable banking users!

📱 Which Android phones are supported?

The requirements above are what matter most. As a guide, here are some popular phone models that support Tap to Pay. This list isn't exhaustive and is updated regularly, so newer models usually work too.

Brand

Supported models

Samsung Galaxy

S22, S22+, S22 Ultra, S23, S23 FE, S23+, S23 Ultra, S24, S24 FE, S24+, S24 Ultra, S25, S25 Edge, S25 FE, S25+, S25 Ultra, Z Flip4, Z Flip5, Z Flip6, Z Flip7, Z Fold4, Z Fold5, Z Fold6, Z Fold7, A14, A15, A16, A17, A24, A25, A26, A33, A34, A35, A36, A53, A54, A55, A56, XCover7, XCover7 Pro

Google Pixel

Pixel 6, 6 Pro, 6a, 7, 7 Pro, 7a, 8, 8 Pro, 8a, 9, 9 Pro, 9 Pro XL, 9 Pro Fold, 9a, 10, 10 Pro, 10 Pro XL, 10 Pro Fold, Pixel Fold

Xiaomi

12, 12 Pro, 12T, 12T Pro, 13, 13 Lite, 13 Pro, 13 Ultra, 13T, 13T Pro, 14, 14 Pro, 14 Ultra, 14T, 14T Pro, 15, 15 Ultra, MIX Fold 3, MIX Fold 4

Redmi

Note 12, Note 13, Note 13 Pro, Note 14, Note 14 Pro, Note 14 Pro+, 12 5G, 13C 5G, 15, K50, K60 Pro, K70, Turbo 3

OnePlus

10 Pro, 10R, 10T, 11, 11R, 12, 12R, 13, 13R, 13T, 15, Nord 3, Nord 4, Nord 5, Open

Oppo

Find X5 Pro, Find X6, Find X6 Pro, Find X7 Ultra, Find X8, Find X8 Pro, Find X9, Find X9 Pro, Find N3, Find N3 Flip, Find N5, Reno 10 to Reno 14 series, A40, A60, A78, A79 5G, A80 5G

Motorola

edge (2022) to edge 70, razr 2022 to razr 2025, moto g range (2023 to 2025), ThinkPhone

Honor

90, 100, 200, 400 series, Magic4 Pro to Magic7 Pro, Magic V2, V3, Vs, X6 to X9 series

Asus

Zenfone 9, 10, 11 Ultra, 12 Ultra, ROG Phone 7, 8 and 9 series

Need help?

If you’re unsure whether you’re eligible or if the feature is not visible in your app, please contact our support team, we’re happy to help. 🚀

Valesca Wilms

Author - Valesca Wilms

As content marketing lead at Accountable Belgium, Valesca writes about freelancing, self-employment, and taxes based on her own experience as a freelancer.

Who is Valesca ?

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