What happens if I make a mistake?

As of January 2023, we offer a guarantee for all tax returns generated by the app. That means that if you receive a fine because of an error or omission in any of the taxes you submitted through Accountable – even if it’s because of a mistake you made – we will cover that fine (up to €5,000 per declaration, excl. fraud and non-submission of taxes). Today, there is no other software that systematically covers fines from Tax Authorities. There are no accountants who take on fines incurred in case of irregularities. It is our way to offer complete peace of mind to everyone using Accountable to submit their taxes. For more information about our tax declaration guarantee, please take a look at this page. If you have any questions about the guarantee, don’t hesitate to contact us through the chat in your right hand corner.

Can I use Accountable with my accountant?

Definitely! You can use Accountable whether you have an accountant or not. If you have an accountant, you can give them access to your documents through our free accounting interface called Accountable Expert. That way you enjoy complete control over your taxes and accounting and your accountant can concentrate on what they do best: giving great advice. Do you have any questions about this? Don’t hesitate to contact us through the chat in your right hand corner.

Properly safe, for several reasons: Our data infrastructure is secure: we run regular pen-tests & are audited every year. All communications are encrypted. We deliver what you would expect from the best financial players in the world. We never share data with 3rd parties. Never. When we display tips & analyses, they are generated only for you and if a button leads you to a partner we like, no data is ever shared: you start from zero on their site. Your data is yours, 100%. You can ask us to delete your account & records at any point. We will execute it with the highest diligence. We have a “read only” access on your bank transactions, meaning that we cannot initiate transactions on your behalf. As a payment institution regulated under the National Bank of Belgium, we have the strictest data security processes in place to protect your data. We are regularly audited and have strict reporting obligations. Your trust is our biggest asset. We know we cannot mess this up. Do you have any questions about this? Feel free to contact our support team!

How much does Accountable cost?

Accountable is available in a free version. With this, you can use the mobile app and add up to 5 documents per month. Accountable SMALL is made for all independents who are exempt of VAT because their turnover is <€25.000 per year. Just like Accountable PRO, SMALL enables you to submit all your tax returns and manage your complete bookkeeping from your desktop or mobile phone. Accountable SMALL costs €18.5/month excl. VAT for a monthly subscription and €15,5/month excl. VAT for a yearly subscription. Accountable PRO is made for all other independents. It covers all your tax obligations, so that you can handle your complete bookkeeping and taxes confidently by yourself. You enjoy full access to our desktop and mobile app. Accountable PRO costs €33,5/month excl. VAT for a monthly subscription and €22,5/month excl. VAT for a yearly subscription.

Do I still need an accountant or can your app take care of it all?

Whether you use Accountable with or without an accountant is up to you. What is good to know: If you want to manage your own taxes and accounting with Accountable it is entirely possible. Accountable is able to take care of all your administrative and tax obligations as a self-employed natural person (personne physique/eenmanszaak). From VAT to income tax and from your client listings to your social contributions, our app covers it all. We also made sure that the app is easy to use, even if you have no accounting knowledge. We know that there is more to being your own boss than meets the eye. Knowing what you need to do and when is no small feat. Especially when it is only you and every minute counts. That is why our customer success team is there to answer any of your questions: we are with you every step of the way. We also know our limits. For complex questions that require an individual analysis, we will be happy to connect you to one of our partner accountants in your region. Contact us for more information. That being said, if you would like to keep working with your accountant, that is of course possible too. You can easily share your documents with them through our accounting interface. It is intuitive, easy to use and free!

Is Accountable suitable for complementary self-employed or students self-employed?

Yes! The app can be completely tailored to your status. The only thing you’ll have to do, is tell us what your status is and we will do the rest. The app takes into account whatever amounts, ceilings and thresholds are applicable to you and warns you when you might need to do something.

Is Accountable available for companies?

Yes of course! You can use Accountable to create invoices, manage your professional expenses and connect your bank account(s). This will give you a complete overview of your finances and help you make better decisions for your company. The app can also generate your VAT returns and tell you how much you will need to set side for this. We unfortunately do not cover company tax yet, though. At the end of the quarter, you can share all of your documents, already encoded, with your accountant so that they can concentrate on giving you great advice. Learn more

Is Accountable suitable for special tax regimes?

Special regimes such as Margin scheme are not supported at the moment. If you need to apply this scheme, you won’t be able to use Accountable unfortunately.

What is the Accountable AI Tax Advisor?

Our AI Tax Advisor supports you with your taxes and answers all your questions about taxes, bookkeeping and self-employment. The AI Tax Advisor is trained in Belgian tax law. If allowed by the user, it can also take your personal situation as a self-employed individual into account, for personalised answers. That’s what the AI Tax Advisor can do for you: – It ensures simple and error-free tax returns – It answers all your tax questions – It takes the stress out of taxes and offers a solution for the current accountant shortage The Accountable AI Tax Advisor gives you personalised tax tips so that you can meet all your tax obligations without errors and have every possible question answered. Not only can the AI talk to you, it can also do things for you. For example, your details are automatically checked for errors. So you can be sure that your tax return is correct. How do we do it? 1. We have trained our AI with the latest tax information from tax law, practical tips from our tax advisors and our own huge database of tax knowledge, making it a unique AI expert for self-employed people in Belgium. 2. Our AI Tax Advisor automatically checks and validates the data you enter so that everything is correct and meets the requirements. 3. Another unique feature is that you receive specific individual tips tailored to your situation. For example, you can now ask: “What haven’t I deducted so far?”, “The tax office has sent me this letter, what exactly do I need to do?”, or “How much money do I need to set aside for taxes?” What about privacy and control? This is of course particularly important to us. That’s why you decide at any time what information you share with your AI Tax Advisor.

Accountable | All your finances. Done right.

Q: Do I still need an accountant or can your app take care of it all?

Whether you use Accountable with or without an accountant is up to you. What is good to know: If you want to manage your own taxes and accounting with Accountable it is entirely possible. Accountable is able to take care of all your administrative and tax obligations as a self-employed natural person (personne physique/eenmanszaak). From VAT to income tax and from your client listings to your social contributions, our app covers it all. We also made sure that the app is easy to use, even if you have no accounting knowledge. We know that there is more to being your own boss than meets the eye. Knowing what you need to do and when is no small feat. Especially when it is only you and every minute counts. That is why our customer success team is there to answer any of your questions: we are with you every step of the way. We also know our limits. For complex questions that require an individual analysis, we will be happy to connect you to one of our partner accountants in your region. Contact us for more information. That being said, if you would like to keep working with your accountant, that is of course possible too. You can easily share your documents with them through our accounting interface. It is intuitive, easy to use and free!

Q: Is Accountable suitable for complementary self-employed or students self-employed?

Yes! The app can be completely tailored to your status. The only thing you’ll have to do, is tell us what your status is and we will do the rest. The app takes into account whatever amounts, ceilings and thresholds are applicable to you and warns you when you might need to do something.

Q: Is Accountable available for companies?

Yes of course! You can use Accountable to create invoices, manage your professional expenses and connect your bank account(s). This will give you a complete overview of your finances and help you make better decisions for your company. The app can also generate your VAT returns and tell you how much you will need to set side for this. We unfortunately do not cover company tax yet, though. At the end of the quarter, you can share all of your documents, already encoded, with your accountant so that they can concentrate on giving you great advice. Learn more

Q: Is Accountable suitable for special tax regimes?

Special regimes such as Margin scheme are not supported at the moment. If you need to apply this scheme, you won’t be able to use Accountable unfortunately.

Q: What is the Accountable AI Tax Advisor?

Our AI Tax Advisor supports you with your taxes and answers all your questions about taxes, bookkeeping and self-employment. The AI Tax Advisor is trained in Belgian tax law. If allowed by the user, it can also take your personal situation as a self-employed individual into account, for personalised answers. That’s what the AI Tax Advisor can do for you: – It ensures simple and error-free tax returns – It answers all your tax questions – It takes the stress out of taxes and offers a solution for the current accountant shortage The Accountable AI Tax Advisor gives you personalised tax tips so that you can meet all your tax obligations without errors and have every possible question answered. Not only can the AI talk to you, it can also do things for you. For example, your details are automatically checked for errors. So you can be sure that your tax return is correct. How do we do it? 1. We have trained our AI with the latest tax information from tax law, practical tips from our tax advisors and our own huge database of tax knowledge, making it a unique AI expert for self-employed people in Belgium. 2. Our AI Tax Advisor automatically checks and validates the data you enter so that everything is correct and meets the requirements. 3. Another unique feature is that you receive specific individual tips tailored to your situation. For example, you can now ask: “What haven’t I deducted so far?”, “The tax office has sent me this letter, what exactly do I need to do?”, or “How much money do I need to set aside for taxes?” What about privacy and control? This is of course particularly important to us. That’s why you decide at any time what information you share with your AI Tax Advisor.

Never worry about your taxes again

File your taxes with confidence. Join 40,000+ self-employed in Belgium 🇧🇪 who trust Accountable for expert support, AI-powered accuracy, and hassle-free tax filing. The #1 app for finances, built for you.

Your questions answered

Our AI Tax Advisor answers all your questions about bookkeeping and taxes, 24/7.

Tax Declaration Guarantee

Error-free tax returns thanks to our Tax Guarantee, supported by AI.

Individual advice

Need for individual support? Our Tax Coaches and partner tax advisors are here to help you.

Hear it straight from our users

4.7

App Store

4.8

Google Play

4.9

Trustpilot

Marciela, Shop owner and designer about Accountable Banking

“Automatic tax savings with my bank account – so convenient.”

Lucas, Freelance consultant about Accountable Invoicing

“Moving to PEPPOL was seamless with everything in one place”

Karim, Owner of a coffee shop about Accountable Bookkeeping

“Scanning and attaching receipts with automatic recognition of all content. Magic.”

Layla, Business owner and architect about Accountable Taxes

“No need to know about accounting and taxes.”

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AI Tax Advisor

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Supported by our Tax Coaches whenever you need a human touch

Tax Coach Belgium

Cassie

Tax Coach Belgium

Simon

Tax Coach Belgium

Eniola

Tax Coach Belgium

Romain

Tax Coach Belgium

Agata

Being self-employed means wearing many hats. You’ve got things under control, but sometimes it helps to double-check. That’s why our customer success team is here to answer your questions—so you can move forward with confidence.

Let the app manage your admin: it’s its job

Revenues

Unlimited invoicing for free

Avoid costly mistakes and send invoices that your client can pay directly

Create professional invoices in under 2 minutes
Your invoices are always 100% correct
Automate your invoice setup with quick duplication and recurring invoices

Taxes

See how much you really earn after taxes

You know what you owe in taxes, VAT, and social contributions at any time

Get financial clarity by always knowing how much tax you have to pay
Guaranteed 100% correct tax returns
Gain independence from accountants with deadline reminders, tailored tax tips and your personal AI Tax Advisor

See how much you really earn after taxes

Expenses

Never lose a receipt again

Automate your expense management and save taxes with every receipt

Learn what to deduct with personalized tax tips for each expense
Save time with instant receipt scanning and AI auto-recognition
Get organised by digitising your bookkeeping and automatic import of e-invoices through PEPPOL

Banking

Get in control over your finances

Track your spending and avoid financial surprises by connecting your bank

Make better decisions by seeing where your money goes
Avoid mistakes and reduce audit risk by automatically linking expenses and transactions
Grow your business with confidence through informed financial planning