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Who can open a professional account with Accountable?

Written by: Valesca Wilms

Updated on: August 24, 2026

Reading time: < 1 minute

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Almost all self-employed professionals in Belgium or Germany can open an Accountable professional account.

However, there are a couple of professions that are unfortunately restricted from opening an account by our banking partner Swan.

Below, you will find a list of restricted activities. If you have any questions about this list or wonder whether your activity falls within one of these categories, don’t hesitate to reach out to our tax coaches.

Category

Restricted activities

Substance-related activities

• Tobacco culture and products
• Manufacture of tobacco products
• Marijuana culture and illicit marijuana products

Financial and regulatory risk activities

• Shell banks
• Trust & off-shore company service providers
• Company domiciliation businesses
• Non-licensed money service businesses and payment services providers
• Crypto-assets trading, exchange and custody platforms
• Crypto-currency mixing activity
• Money remittance

Industries with a high environmental impact

• Extractive industries such as oil, gas, and coal, including the extraction, processing, commerce, and other related activities
• Nuclear material and power generation
• Palm oil production
• Polluting or dangerous industry chemicals

Sensitive activities

• Weapons and defense materials providers
• Sex workers
• Adult entertainment

Gaming and entertainment

• Gambling industry, including video games classified as online gambling
• Game publisher of online games that permit value transfer between gamers
• Online bartering services

Other

• Religious activities
• Precious stones, gems, and jewels

Valesca Wilms

Author - Valesca Wilms

As content marketing lead at Accountable Belgium, Valesca writes about freelancing, self-employment, and taxes based on her own experience as a freelancer.

Who is Valesca ?

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