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I’m not sure which plan to go for, what is the difference?

Written by: Valesca Wilms

Updated on: July 15, 2026

Reading time: 3 minutes

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Not sure which Accountable plan is right for you? Here’s a breakdown 👇

At Accountable, we’ve designed our pricing to help you pick the plan that best fits your situation, whether you’re just getting started or want full financial peace of mind. Here are the plans we offer now, and when they make the most sense.

Not sure which plan fits you best? Take our quick test to find your ideal plan: Find your perfect plan here or read our comparison below ⏬

Plan

Price (yearly)

Who it’s for

What you get

Free

€ 0 / month

Just starting out

Create and send unlimited invoices via PEPPOL. Use the mobile app. Upload up to 5 expenses/month (incoming receipts or invoices).

Invoicing

€ 9.9 / month (excl. VAT)

Professionals who mainly need invoicing

Professional invoice templates (web + mobile), recurring invoices, quotes, all without diving into full accounting.

Bookkeeping

€ 19.9 / month (excl. VAT)

When you need to track income, spending, and do your full accounting

All bookkeeping features, expense tracking, collaboration with your accountant, plus yearly income tax declaration for VAT-exempt or franchisee self-employed.

Taxes

€ 29.9 / month (excl. VAT)

Want to handle everything yourself, bookkeeping + tax filing

Full access to bookkeeping and invoicing tools plus the ability to prepare and file your taxes directly in-app. Includes chat access to a tax coach and a €500 tax guarantee.

Max

€ 59.9 / month (excl. VAT)

You want expert support + peace of mind

Everything in the Taxes plan + personal onboarding, quarterly calls with your tax coach, and our strongest €10,000 tax guarantee.

🔎 Why these plans make sense

  1. Free
    The Free plan is perfect when you’re just getting started and want to get a feel for how Accountable works. You can create and send professional invoices straight from your phone and try out the basics at no cost. It’s a great way to get a hang of the app, but once your business grows or you want to track expenses, collaborate with an accountant, or automate more of your admin, we strongly recommend switching to a paid plan to benefit from the full power of Accountable.

  2. Invoicing
    Designed for those who don’t need (or aren’t ready for) full bookkeeping.
    Lets you level up your invoicing: branded templates, recurring invoices, and quotes. Ideal for service providers with relatively simple admin needs.

  3. Bookkeeping
    You get all the tools to manage your full accounting.
    You can track both income and expenses, digitize receipts, and easily collaborate with an accountant. Even if you don’t deal with VAT (e.g., franchisee or exempt), this plan lets you manage your yearly income tax declaration. This makes it the recommended plan for self-employed professionals who are VAT-exempt or franchisees, as you can handle your tax obligations directly in the app.

  4. Taxes
    For those who want to go the DIY route but still want support.
    You don’t need an external accountant: prepare and file your taxes in the app.
    You also get chat access to a tax coach and benefit from our €500 tax guarantee, so if there's an error related to the app, you're covered (within the guarantee's terms).

  5. Max
    Our most complete package.
    Includes dedicated onboarding and 1-on-1 coaching calls every quarter.
    Tax guarantee up to €10,000, giving you strong protection.
    Unlimited advice from your dedicated tax coach + full automation and AI support.

🌟 Starter Promotion: €100 discount

If you became self-employed in the last 12 months, you can benefit from our Starter Promotion: get €100 off (VAT excluded) when you subscribe to any paid plan.

It’s a great way to start using Accountable with full features, while saving on your first year.

✅ Which plan should you choose?

Here are some guidance questions that can help you decide:

  • Are you just starting up? → Start with Free. It’s zero risk, and you get essential invoicing capabilities right away.

  • Do you just need to invoice clients professionally?Invoicing is your sweet spot: good for recurring clients, quotes, and a more polished look.

  • Is your bookkeeping becoming a headache? → If you want to track receipts, expenses, and keep clean books, go for Bookkeeping.

  • Do you want to manage your taxes yourself? → Choose Taxes. You’ll have everything in one app, and our guarantee gives you added confidence.

  • Do you value expert support and total peace of mind?Max is designed for this: you get coaching, guidance, and a very strong tax guarantee.

💡 A few extra things to know

  • All plans are 120% tax deductible.

  • Your number of connected bank accounts depends on your plan:

    • Free / Invoicing: 1 bank account

    • Bookkeeping / Taxes: up to 5 bank accounts

    • Max: up to 10 bank accounts

  • On Max, you also get priority support from a personal tax coach.

🧾 Final thought

Choosing the right plan is all about where you are in your self-employment journey:

  • If you're just starting, go with Free to explore the app.

  • As things grow, Invoicing or Bookkeeping help you level up without overpaying.

  • For full control, Taxes gives you autonomy.

  • And if you want guidance and maximum protection, Max is worth considering.

❓ Still lost?

Not sure which plan fits you best? You can contact us at tax-coach@accountable.eu.

We’ll help you figure out the best choice for your business, so you can get started with confidence.

Valesca Wilms

Author - Valesca Wilms

As content marketing lead at Accountable Belgium, Valesca writes about freelancing, self-employment, and taxes based on her own experience as a freelancer.

Who is Valesca ?

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