The Accountable paid plans (Invoicing, Bookkeeping, Taxes and Max) unlock a lot more than the Free plan gives you, and almost everything they unlock is fully usable from the mobile app too, not just on web.
This article focuses only on the mobile app. If you're looking for the full picture across both web and mobile, check our Guideline for Accountable users. Not sure which plan is right for you? Read our plan comparison article first.
Below is a detailed guide, organised the same way as our Free plan article, so you can see exactly what changes once you upgrade: Banking, Revenue, Expenses, Taxes, and a few extras ⏬
📋 At a glance: what a paid plan adds in the mobile app
💳 Banking: Cash Available, more than 1 connected bank account, unlimited transaction categorisation
🧾 Revenue: invoice language/font/colour customisation, custom terms & conditions, quotes, recurring invoices
🧾 Expenses: unlimited scanned receipts and imported invoices (no more 5/month cap)
📊 Taxes: tax optimisation tips, filing your VAT return and personal income tax return, client listing, intracommunity listing
📤 Extras: downloadable advanced financial reports, direct or priority access to a tax coach (depending on your plan)
On the Free plan, you can connect a bank account and classify transactions, but you can't see how much money is actually yours to spend. With any paid plan, the Cash Available banner is unlocked in the app.
Cash Available takes into account:
Your total balance across your connected account(s)
Your future revenue (invoices not yet paid), which you can include or exclude
Your future taxes: social contributions, VAT for the current quarter, income tax provisions, and so on
What's left is your balance after taxes, in other words: what you can actually pay yourself, in real time.
The Free plan only lets you connect a single bank account. On a paid plan, you can link more:
Plan | Connected bank accounts |
Free / Invoicing | 1 |
Bookkeeping / Taxes | Up to 5 |
Max | Up to 10 |
To add another account from the app: open Settings → Bank settings → Add new bank account.
On the Free plan, income transactions are unlimited, but you can only fully process 5 expense transactions per month. Every paid plan removes that limit, so every transaction on every connected account can be matched, classified and counted in your bookkeeping. Learn more about your Accountable Banking pro account in this article.
Invoicing is unlimited on every plan, including Free. What changes with a paid plan is how much you can make your invoices look and feel like your brand, directly from the app:
Change the invoice language to match your client
Pick your own fonts and colours
Add your own custom terms and conditions
With a paid plan, you can create quotes right from your phone, before turning them into an invoice once your client approves:
Go to the Revenue screen
Tap Create a quote
Add your client, items and prices
Save it as a PDF and send it to your client
From the Quotes tab, you can track the status of each one (Not sent, Sent, Approved, Rejected), and once a quote is approved, tap Make it an invoice to generate the invoice automatically.
ℹ️ Quotes don't count towards your accounting or tax calculations. Read 'What you should know about quotes' for the full picture. |
Billing the same client the same amount every month or quarter? Set it up once and let Accountable take care of the rest:
From the Revenue screen, tap the three dots menu and select Schedule a recurring invoice
Fill in the client, items, price and recurrence settings
Choose whether each invoice should be sent automatically or wait for your review
You can pause or delete a recurrence at any time from the Recurrences tab on the Revenue screen. More details in this article.
On the Free plan, only 5 expenses per month are processed and included in your bookkeeping, whether they're scanned receipts or imported invoices. With any paid plan, that cap disappears completely: scan, import, or forward as many receipts and purchase invoices as you need, every month.
💡 The way you add an expense doesn't change: tap the “+” on the Expenses screen, then Scan, Open gallery, or Import a document — Accountable still reads and pre-fills the details for you. |
Instead of just seeing your estimated profit and VAT, paid plans give you tailored tips to help you reduce what you owe, right where you need them: in your expenses, revenue, and tax settings.
If you're subject to VAT, a paid plan lets you submit your VAT declaration directly to SPF Finances from the Taxes tab, without leaving the app:
Make sure your expenses and revenue for the quarter are complete
Open the VAT declaration and pass the Tax review
Tap Submit to SPF Finances
Pay (or get reimbursed) the VAT balance, with a ready-made QR code
Full walkthrough in How to submit your VAT declaration in one click.
As a natural person self-employed in Belgium, you have one yearly tax return covering all your income. Bookkeeping and higher plans let you prepare and submit it directly through the app. Read 🇧🇪 How to submit and pay my yearly income tax for the full process.
If you're required to file a yearly client listing, or an intracommunity listing for clients within the EU, both become available on the Taxes screen with a paid plan:
Read How and when to submit the intra-EU client listing
Beyond the basic Excel and document export available to everyone, paid plans let you download more advanced reports (like your Profit & Loss report) straight from Menu → Export your data. Read How to read your P&L file for more.
The AI Tax Advisor is available 24/7 on every paid plan, directly from your Home screen. Direct human support depends on your plan:
✅ Direct access to a tax coach | 💬 Access through the AI Tax Advisor | 🚫 No access to a tax coach |
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💡 On Max, you also get a quarterly 1-on-1 call with your tax coach and priority support. See Benefits of Max for details. |
Every paid plan also unlocks the web app (web.accountable.eu), which the Free plan doesn't include. Everything in this article works the same way on web, but this article is written for the mobile app specifically. If you'd rather see the full paid experience across both, check our Guideline for Accountable users.
If you're weighing up Invoicing, Bookkeeping, Taxes or Max, our plan comparison article breaks down pricing and who each plan is for.
Question? We're at your disposal in the chat below.
Author - Valesca Wilms
As content marketing lead at Accountable Belgium, Valesca writes about freelancing, self-employment, and taxes based on her own experience as a freelancer.
Who is Valesca ?Thank you for your feedback!
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