fbpx
Start for free

Reacting to fraud

Written by: Valesca Wilms

Updated on: August 21, 2026

Reading time: 2 minutes

Logo RB

🚨 What to do if you suspect or detect fraud

If you think your account has been compromised or that you've fallen victim to fraud, act quickly. The faster you respond, the better your chances of limiting the damage. Follow the steps below.

πŸ”’ Step 1 β€” Secure your account immediately

  • Block your card if you suspect it has been used fraudulently or if you've entered your card details on a suspicious website. You can do this directly in the Accountable app. (How to block your card)

  • Change your passcode if you believe someone may have obtained it.

  • Do not share any further information with the suspected fraudster β€” stop all contact immediately.

πŸ“‹ Step 2 β€” Gather the details

Before contacting us, collect as much information as possible about what happened:

  • The date and amount of any suspicious transactions

  • Screenshots of suspicious emails, messages, or calls

  • The account number or IBAN the money was sent to (if applicable)

  • Any other relevant details about how the fraud occurred

πŸ“© Step 3 β€” Report it to Accountable

Contact our support team as soon as possible via the chat in the Accountable app or by email at support@accountable.eu. We will:

  • Investigate the suspicious activity on your account

  • Coordinate with Swan to initiate any possible transaction recall

  • Take further protective measures if needed

⚠️ Important: Report fraud as quickly as possible. For payment fraud, time is critical β€” the sooner a recall request is submitted, the higher the chance of recovering the funds.

πŸ›οΈ Step 4 β€” File an official report

In addition to contacting Accountable, we strongly recommend filing an official report with the relevant authorities:

  • Belgium: File a report with the local police or via police.be. You can also report online fraud to the Centre for Cybersecurity Belgium via ccb.belgium.be.

  • Germany: File a report with your local police station (Polizei). Online fraud can also be reported to the Bundeskriminalamt (BKA).

A police report number may also be required by your bank or insurer for any reimbursement process.

πŸ” Step 5 β€” Monitor your account

After reporting fraud, keep a close eye on your account for any further suspicious activity:

  • Check your transaction history regularly in the Accountable app

  • Watch out for follow-up scam attempts β€” fraudsters sometimes contact victims a second time, posing as investigators or offering to help recover lost funds

  • Review your login activity and make sure no unknown devices have access to your account

πŸ’‘ Want to learn more about how to protect yourself? Read our related articles:
Tips to handle potential fraud
Common types of fraud

πŸš€ Need help?

Feel free to contact our support team. We'll be happy to help. πŸš€

Valesca Wilms

Author - Valesca Wilms

As content marketing lead at Accountable Belgium, Valesca writes about freelancing, self-employment, and taxes based on her own experience as a freelancer.

Who is Valesca ?

Did you find what you were looking for?

You might also like

Tax brackets Belgium 2026

As a self-employed individual with a sole proprietorship, your income is taxed under the personal in...

Read more

Peppol e-invoicing: is it free of charge?

Starting from 2026, all self-employed individuals will need to send their invoices electronically in...

Read more

The VAT reverse charge: what you need to know as a self-employed professional

The VAT reverse charge is a complicated word for a simple concept. It helps you purchase and sell sm...

Read more

Hear it straight from our users

5.300 reviews

App Store

4.580 reviews

Google Play

484 reviews

Reviews.io

They always answer right away to any question I have, they provide clear answers, and they are very patient even when I struggle to understand. They try to explain in different ways. They are very helpful, responsive and friendly.

Chiara Marradi

Reviews.io 01/05/2026

Everything was great! All my questions were answered quickly and in a friendly manner.

Wenzeslawa Wegener

Reviews.io 04/05/2026

In the world where everyone seems to be out to get small entrepreneurs and overwhelm them with new rules, more taxes and reporting obligations, Accountable often feels like the one steady partner that actually wants you to succeed, providing quick, clear and personalised support. Thank you!

Janina Arsenjeva

Reviews.io 10/04/2026

This is an amazing application with great support on issues. In short as in day I am addicted to it (in a positive way). I myself is from IT project management and the way they have captured the user requirement, it’s phenomenal.

Sumit Tewary

App Store 01/12/2024

UI is great. Feature packed and very easy to use. The team at Accountable were VERY quick to respond and their team of technicians soon had a fix in place. Very happy with the level of service so far. Thumbs up from me!

Dean Osborne

Google 14/06/2023

This program is a lifesaver, and it is always improving. Plus, it has an AI chat feature that is actually useful.

Jeffrey Humble

Google 14/01/2026

The coaching session on tax management was excellent, good material, excellent explanations and very insightful. Combined with the AI I never feel alone with Accountable.

Sergio Barbarino

Reviews.io 23/04/2026

The availability of your team to help and guide people to understand their finances better is what really makes Accountable valuable. While the AI is able to give answers to most basic questions, specific scenarios need counsel from a human which your team performs beautifully.

Sofiya Bogdan Neves

Reviews.io 18/04/2026

Fast and careful answers from Alina. Top service. Thank you.

Anonymous

Reviews.io 15/04/2023

They always answer for questions wherever is via direct e-mail or through app. If they can’t answer fully they will forward you to the right place. Documents were always prepared well and ready to send further to government. Everything is intuitive in the app and easy to sort out even for someone completely green in this field.

Anonymous

Reviews.io 22/03/2026