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Can I open an Accountable Banking account if my enterprise number is not yet active in the KBO / CBE / BCE?

Written by: Valesca Wilms

Updated on: April 9, 2026

Reading time: 2 minutes

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Currently, Swan can only open an Accountable Banking account for enterprise numbers that are officially active in the Crossroads Bank for Enterprises (KBO / CBE / BCE).

We recommend waiting to open your Accountable Banking account until the active status is visible in the register. This ensures a smooth activation process.

If your social insurance fund needs a bank account number to complete your registration, you can temporarily provide your personal bank account. Once your enterprise number becomes active, we can activate your Accountable Banking account. Afterwards, you can update your bank account number in the register via www.myenterprise.be and also on MyMinFin - easily and free of charge. 🎉

How to check if your enterprise number is active ✅

  1. Go to the KBO / CBE / BCE website

  2. Enter your enterprise number

  3. Check the status in the search results:

    • Active → your number is active

    • Published → your number is not yet active

    • Ceased → the enterprise has been stopped

Checking your number this way ensures you know when Swan will be able to activate your account.

If you have any questions, feel free to contact us 💜

Valesca Wilms

Author - Valesca Wilms

As content marketing lead at Accountable Belgium, Valesca writes about freelancing, self-employment, and taxes based on her own experience as a freelancer.

Who is Valesca ?

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